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03-29-2010, 01:04 PM
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#1
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,146
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100 checks for $35
I just reordered checks for my checking account through my bank. It came out to $35 for 100 checks. Ouch
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03-29-2010, 01:06 PM
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#2
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Moderator Emeritus
Join Date: Sep 2007
Posts: 17,774
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Are they magic checks? Mine cost a lot less at checksinthemail.
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
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03-29-2010, 01:17 PM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,146
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Nothing magical or special about them. Just basic checks.
I think the expense was because of the reording through my bank's website. The price of convenience.
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03-29-2010, 01:24 PM
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#4
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Full time employment: Posting here.
Join Date: May 2007
Posts: 984
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35 cents a check - wow! My credit union and brokerage accounts provide free checks. Back when I did pay for them, I never paid over $10 for 200 checks. Looks like your bank has figured out another way to make $$.
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03-29-2010, 01:27 PM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Posts: 5,350
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It costs me $13 for the same amount at my CU.
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03-29-2010, 01:32 PM
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#6
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Moderator Emeritus
Join Date: Sep 2007
Posts: 17,774
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I just wondered if they were triple carbon computer business checks or something--didn't mean to be too flip . That sounds pretty expensive to me.
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
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03-29-2010, 01:47 PM
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#7
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
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My checks were free. I had to order the freebie ones, and that took a little searching on the bank website to figure it out. They are basic, but good enough!
Audrey
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03-29-2010, 01:48 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 1,250
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YOWCH! Amen to free checks from USAA!
__________________
Make no mistake, my friend, it takes more than money to make men rich. - A. P. Gouthey
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03-29-2010, 01:50 PM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,146
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Quote:
Originally Posted by Bestwifeever
I just wondered if they were triple carbon computer business checks or something--didn't mean to be too flip . That sounds pretty expensive to me.
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Bestwife,
I didn't take your statement to be flip at all.
I got the bare minimum (no duplicate, no extra designs or anything). I'll have to bookmark the checksinthemail that you mentioned for next time.
At $35 for 100 checks, now the parking ticket I got a few weeks ago for $30 doesn't seem so much after all
Easysurfer
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03-29-2010, 02:11 PM
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#10
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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easysurfer, if you ordered checks through your bank you paid the huge markup many banks tack on check orders if you don't have one of their "free checks" accounts. I spent 27 years in the check printing business as a supplier to banks and credit unions (Checks In The Mail was our direct-to-consumer subsidiary). It was common to see a bank mark up the price 5-600%, but it looks like your bank mark up was closer to 1,000%. Ouch!
__________________
Numbers is hard
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03-29-2010, 02:21 PM
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#11
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,146
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I have a totally free checking account (no minimum balance), so I guess as they say, no such thing as a free lunch.
It's checksinthemail for me the next time I need to redorder.
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03-29-2010, 02:28 PM
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#12
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,037
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Call, ask directly for branch manager and complain. Maybe they will give you an "after the fact" price break if you mention a competitor's name.
Nothing ventured...la la laaaaaaa
__________________
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
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03-29-2010, 02:50 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Feb 2010
Location: Cavalier
Posts: 2,317
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Checks from my bank are $26 for 300. I don't understand the huge difference except that we don't seem to have any large national chain banks around here. My bank is still operating under their territorial charter from before 1889. They have no branches and fewer than 10 employees. It may be North Dakota banking laws, which I have heard are rather strict, that keeps the big banks out. North Dakota even has a state owned bank.
__________________
"Don't take life so serious, son. It ain't nohow permanent." Pogo Possum (Walt Kelly)
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03-29-2010, 02:52 PM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,146
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Hmmm..never thought about that. Good idea
But I'll probably just pay the markup this time since I was full aware of the price when I clicked on the submit button. Chalk that up to a lesson learned to be in a bit of a rush to buy.
Makes me think..at what cost does one wish to pay for convienence for goods and services. Such as overnight shipping. Or marked up bottled water at events.
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03-29-2010, 02:56 PM
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#15
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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That's gouging unless these are gold plated checks or something like that.
I have three checking accounts -- one with my CU, one with USAA and a third linked to my Schwab account. I haven't paid a dime for checks in over a decade, I think.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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03-29-2010, 02:57 PM
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#16
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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Quote:
Originally Posted by easysurfer
I think the expense was because of the reording through my bank's website. The price of convenience.
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That would be pretty silly if this is the case. Ordering them online is generally the cheapest way to conduct a transaction, with the lowest overhead costs for the vendor. Why do you think all the lowest brokerage commissions are specifically for online trades?
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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03-29-2010, 03:36 PM
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#17
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Recycles dryer sheets
Join Date: Sep 2009
Posts: 353
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I never pay for checks. If a bank I am interested in does not have free checks, I ACH to and from them; or just get cash at the counter... There are plenty of banks / CUs with free checks.
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03-29-2010, 04:40 PM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,674
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Quote:
Originally Posted by smjsl
I never pay for checks. If a bank I am interested in does not have free checks, I ACH to and from them; or just get cash at the counter... There are plenty of banks / CUs with free checks.
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I agree. I bank with USAA and they furnish free checks and deposit tix, but I seldom write out a check as I am almost exclusively a ACH man.
BTW, my stash of checks is so old that the date section has 19__!
__________________
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
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03-29-2010, 04:45 PM
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#19
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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You've got some classics! Those were phased out around 1990, replaced with "Date________".
__________________
Numbers is hard
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03-29-2010, 04:46 PM
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#20
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
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Quote:
Originally Posted by REWahoo
easysurfer, if you ordered checks through your bank you paid the huge markup many banks tack on check orders if you don't have one of their "free checks" accounts. I spent 27 years in the check printing business as a supplier to banks and credit unions (Checks In The Mail was our direct-to-consumer subsidiary). It was common to see a bank mark up the price 5-600%, but it looks like your bank mark up was closer to 1,000%. Ouch!
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Now we find out! It's all your fault!
Audrey
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