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07-05-2007, 08:37 AM
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#1
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Dryer sheet aficionado
Join Date: Jun 2007
Posts: 41
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174k What would you do?
my wife has 174k in a retirement account that is not needed for at least 10 years, maybe longer. what would you invest the money? we are retired with a pension and enough savings to last 10+ years and will get ss in 8 years. both of us are 54yo. Thanks
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07-05-2007, 08:41 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Mar 2006
Location: Houston
Posts: 2,155
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Invest aggressively? 100% equity, emerging market, international, energy?
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07-05-2007, 08:49 AM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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I would follow my written asset allocation plan. So just look at your written plan and follow it. No written asset allocation plan? Get one!
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07-05-2007, 11:37 AM
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#4
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Full time employment: Posting here.
Join Date: Jan 2006
Location: Boston
Posts: 620
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Yeah you really should consider this chunk of money along with your overall investment picture and your asset allocation.
But, with nothing else to go on ... I'd put all 174K of it in one of Vanguard's Target Retirement funds. In this case you said you might need the money in 10 years, maybe more, so I'd opt for the Target Retirement 2020 and leave it at that.
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07-06-2007, 06:45 PM
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#5
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Full time employment: Posting here.
Join Date: Mar 2007
Posts: 577
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Ditto, AA plan work it right in.
__________________
I highjacked a rainbow and crashed into a pot of gold - Bon Jovi
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07-06-2007, 09:14 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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If income from pension and SS can support your living expenses, you can invest more aggressively, i.e., emerging markets.
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