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Old 01-03-2012, 06:20 AM   #141
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Location: New Orleans
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Originally Posted by aaronc879 View Post
Final number for 2011 is $11,950. I spent $11,974 in 2010 so i'm staying consistent with my $12,000 budget. I have every intention of keeping it right there for 2012.
Originally Posted by haha View Post
I just finished carrying over my Excel templates to my 2012 worksheets. My final consumption amount in 2011 was $36,920. This does not include FIT.

My housing erxpenses should be less in 2012, even if I allocate a capital cost to my condo. (Which I won't do!)

Aaron, what a great demonstration of LBYM in a low cost area. It just goes to show that ultra-frugal living doesn't have to mean living in a third world country.

Haha, I am also impressed with how little you are living on in the very high cost Seattle area. You have really worked hard on your budget, I would imagine, and with good results.

"You can never cross the ocean until you have the courage to lose sight of the shore." - - - C. Columbus
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Old 01-03-2012, 07:32 AM   #142
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Location: New Orleans
Posts: 34,854
Here are my final 2011 close-out monthly averages. I am intentionally expanding my spending so this year I got an expensive HDTV connection with a zillion channels, and I bought my first iPhone, new furniture, giant 58" TV, and so on. For a middle class single person in New Orleans, this is a lot, IMO. Goodbye to LBYM, for now....

Groceries$195we eat lunch out a lot
Cash$474mostly restaurants, ~$300; lawn guy $86
Car$160Gas $42, insurance $112, maintenance $6
House$281homeowners' & flood insurance $187, maintenance $19, property tax $75
Utilities: Cable$109TV+internet
Utilities: Natural gas$36includes winter heating, hot water heater, dryer, 24/7 exterior gas lamp
Utilities: Water$21also includes trash, recycling, sewer, park maint., mosquito control
Utilities: Electricity$85includes summer air conditioning, lights, and the usual
Utilities: Cell phone$85includes cost of new iPhone, accessories, data plan
Utilities: Landline$27thinking of dropping this
Clothes$30even retirees need underwear
Fitness$95gym, home exercycle, and weight loss efforts
Medical$272fed retiree insurance $187, colonoscopy, prescriptions, copays...
Misc$507includes books, gifts, TV, laptops, 2 rms furniture, etc.
TOTAL$2377Plus income taxes; or
TOTAL$2190Plus income taxes and medical insurance

"You can never cross the ocean until you have the courage to lose sight of the shore." - - - C. Columbus
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Old 01-03-2012, 01:23 PM   #143
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Join Date: Jan 2007
Posts: 398
Single, living alone (one cat), San Francisco Bay Area, 52, not yet retired ...

$7,883 Mortgage
$5,426 Charity
$3,171 Property Taxes
$3,119 Utilities (Gas/Elec, Water, Phone, Trash, TV, Internet)
$1,290 Funeral Travel
$1,235 Home Repair
$0,896 Cat Veterinary
$0,742 Homeowners Insurance
$0,515 Bicycle Repair
$0,490 Auto Insurance
$0,279 Gas
$3,799 Misc (food, clothes, entertainment, recreation, doctor, dentist, subscriptions, ...)

Total: $28,845.23 (plus $60,133 in estimated income taxes)

Previous Years:
1999 (30,915)
2000 (33,454)
2001 (27,325)
2002 (31,751)
2003 (29,757)
2004 (25,510) [plus 18K in veterinary bills]
2005 (29,424) [plus 5K in veterinary bills]
2006 (30,735)
2007 (29,703)
2008 (31,846)
2009 (23,878)
2010 (26,108) [plus 17K for a new car]
2011 (28,845)
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Old 01-03-2012, 02:42 PM   #144
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Location: LaLa Land
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We were right on target, well sorta. I just did my totals and we were on budget at 60K almost to the penny.

The problem is DW wanted a new kitchen for 61K and my AC crapped out to the tune of 9K so 130K for the year. Yikes! Rahman Noodles for 2012.

Work is something you do to get enough $ so you don't have to....Me.
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