Originally Posted by gerrym51
i don't understand what you mean
Without the subsidy my wife and I would pay approx $1,000 per mo. As it stands now as long as our MAGI stays under $60,000 our monthly subsidized premium would be $276. Saving $724 per mo. times 12 months equals $8,688 per yr. So, in 18 months we would save enough that even if we had a major health issue and had to cover the $12,500 max OOP we would still be even.