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Old 10-08-2015, 08:32 PM   #421
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Down -5.6% for 3Q, down -7.6% YTD.

Being heavy into energy stocks was the main drag on the return. Don't feel too bad about it as oil prices seem to be rebounding a bit which should help with 4Q if it continues.
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Old 10-08-2015, 09:38 PM   #422
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Up 6.6% with 85% equities. And pretty much all of that is because my account is Canadian but the bulk of my holdings are international. The CDN$ went with the price of oil. So I feel pretty good until I realize the boats I want to buy all seem to be about 25% more expensive...
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Old 10-08-2015, 09:50 PM   #423
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Up 5.81% but I'm all in cash for now.


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Old 10-08-2015, 11:16 PM   #424
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Down 4.8% YTD, including portfolio decreases for Dream House cash purchase, moving, and all other expenses. I'm pleased.
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Old 10-09-2015, 02:33 AM   #425
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Total return -6.7 % from the high water mark.

Comparison to SP500 -5.6 from its high of 2131. Excluding dividends.
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Old 10-09-2015, 04:36 AM   #426
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Down 0.7% YTD, an improvement from last month.
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Old 10-09-2015, 11:51 AM   #427
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Just $4K short of being flat for the year. An up day today will have me at flat YTD.
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Old 10-09-2015, 12:23 PM   #428
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Down just shy of $1000 YTD. Pretty much flat.

I just downloaded Open Office to figure rate of return since ER in 2013, and I'm looking at 6.55% using XIRR function. Giving inflation of 1.7% (based on COLA adjustments), I have to be happy with that.

I'm a mac person and unfortunately Office for Mac Excel does not have the XIRR function. Wish I'd known about Open Office sooner. Might help some others here.
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Old 10-09-2015, 12:42 PM   #429
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I finally broke even on the 7th. Once I totaled everything up, I was up $88 for the year. Time to break out the champagne!

As of last night's close, I'm up about 8/10 of a percent.
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Old 10-09-2015, 12:53 PM   #430
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Down just shy of $1000 YTD. Pretty much flat.

I just downloaded Open Office to figure rate of return since ER in 2013, and I'm looking at 6.55% using XIRR function. .
M* can give you 3, 5, 10 and 15 year returns.

My 10 year is 6.56% annual return; considering we lost 2008, 2011 and this year...not too bad.
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Old 10-10-2015, 02:10 PM   #431
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YTD-2.8%. I seem to be in the ballpark with many others
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Old 10-10-2015, 04:56 PM   #432
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And the roller coaster ride continues. I was down 2.43% on 9/30 and now I'm up 0.57%.....
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Old 10-10-2015, 05:08 PM   #433
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And the roller coaster ride continues. I was down 2.43% on 9/30 and now I'm up 0.57%.....
Same here - almost break even.
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Old 10-11-2015, 09:55 AM   #434
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YTD-2.8%. I seem to be in the ballpark with many others
That (2.8%) might be better than most.
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Old 10-11-2015, 12:01 PM   #435
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And the roller coaster ride continues. I was down 2.43% on 9/30 and now I'm up 0.57%.....
Almost identical to my numbers... down 2.2% as of 9/30. Now up 0.5% as of Friday's close.

I expect the volatility to continue while the Fed figures out what to do.
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Old 10-11-2015, 12:04 PM   #436
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Just about flatlined in most of my accounts, most of which have roughly a 60/40 AA.
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2015 YTD investment performance thread
Old 10-12-2015, 10:55 AM   #437
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2015 YTD investment performance thread

Ok. Got me thinking. With such a wide range here how are you computing your YTD market return and how are you considering it against your benchmark ?

For me,

Current total balance of account
Less
Beginning balance jan 1 2015
Less
all contributions made by me if any
Less
all dividend income paid YTD
=
Adjusted market gain or loss YTD

As for benchmark, I'm using the ETF SPY...trading price now vs Jan 1
(excludes dividends)

Others ?
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Old 10-12-2015, 11:14 AM   #438
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Originally Posted by papadad111 View Post
Ok. Got me thinking. With such a wide range here how are you computing your YTD market return and how are you considering it against your benchmark ?

For me,

Current total balance of account
Less
Beginning balance jan 1 2015
Less
all contributions made by me if any
Less
all dividend income paid YTD
=
Adjusted market gain or loss YTD

As for benchmark, I'm using the ETF SPY...trading price now vs Jan 1
(excludes dividends)

Others ?
I use the M* portfolio tracker, which provides YTD total return.

They provide many benchmarks you can compare against. I use the "US Market Index", which seems to be some allocation of US equities and bonds, although this is imperfect, as 1/3 of my equities are ex-US.
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Old 10-12-2015, 11:22 AM   #439
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Quote:
Originally Posted by papadad111 View Post
Ok. Got me thinking. With such a wide range here how are you computing your YTD market return and how are you considering it against your benchmark ?

For me,

Current total balance of account
Less
Beginning balance jan 1 2015
Less
all contributions made by me if any
Less
all dividend income paid YTD
=
Adjusted market gain or loss YTD

As for benchmark, I'm using the ETF SPY...trading price now vs Jan 1
(excludes dividends)

Others ?
I generate a Quicken investment performance report that calculates it the same way you described.

I don't benchmark the performance. I invest in all index funds with a .16% overall expense ratio and my AA is 50% domestic and international stocks, 42% bonds and 8% cash.
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Old 10-12-2015, 01:59 PM   #440
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I'm up +2.6% helped by stock options in my former MegaCorp employer, which are up double-digits.
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