Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 12-03-2015, 05:59 AM   #541
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2005
Posts: 5,414
about 3% ytd on a 45/45/10 mix
__________________

__________________
mathjak107 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 12-04-2015, 06:32 PM   #542
Recycles dryer sheets
 
Join Date: Oct 2012
Location: Houston
Posts: 67
Well I feel bad after reading this - my portfolio, beginning year balance is down 2.2%, dividends paid around 54K, (invested in High Dividend oil and consumables -Added around 200k in 2015 so portfolio did grow but only from dividends and monies added.


I still feel bad
__________________

__________________
Loving Life is offline   Reply With Quote
Old 12-05-2015, 08:35 AM   #543
Thinks s/he gets paid by the post
target2019's Avatar
 
Join Date: Dec 2008
Posts: 3,710
Quote:
Originally Posted by Loving Life View Post
Well I feel bad after reading this - my portfolio, beginning year balance is down 2.2%, dividends paid around 54K, (invested in High Dividend oil and consumables -Added around 200k in 2015 so portfolio did grow but only from dividends and monies added.


I still feel bad
I would not feel bad about that situation.
__________________
target2019 is offline   Reply With Quote
Old 12-27-2015, 10:27 AM   #544
gone traveling
 
Join Date: Oct 2007
Posts: 1,135
Loss of 2.2% versus benchmark... so far with one trading week remaining in 2015.

The loss seem to be mostly from the international fund VXUS, which is down significantly for the year. Specific sector components within VXUS seem to be energy as well as the unhedged FX situation a la stronger dollar.

.
__________________
papadad111 is offline   Reply With Quote
Old 12-27-2015, 10:36 AM   #545
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,538
Down 0.47% YTD.
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is offline   Reply With Quote
Old 12-27-2015, 10:47 AM   #546
Thinks s/he gets paid by the post
Car-Guy's Avatar
 
Join Date: Aug 2013
Location: Citizen of Texas
Posts: 2,488
Just ran my numbers for the year. All things combined, down 1.3%.
__________________
Car-Guy is online now   Reply With Quote
Old 12-27-2015, 11:02 AM   #547
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,950
It's all too theoretical for me, being in the distribution phase and having bought a house this year.

I suppose I could sit down and look at the changes in share prices for each fund this year, and distributions, and determine what would have happened to a theoretical portfolio with my AA which remained pristine and untouched all year.

But as much as I love numbers and calculations of imaginary scenarios (I do!), still I'm not inclined to do this today.

I can give a lower boundary for my portfolio performance, though, by giving real numbers instead of something theoretical. In reality my portfolio is down 4.6% including living off of it, and also including the expenses of buying a new, more expensive home in cash, moving, and selling the old paid off home.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is offline   Reply With Quote
Old 12-27-2015, 11:09 AM   #548
Thinks s/he gets paid by the post
Car-Guy's Avatar
 
Join Date: Aug 2013
Location: Citizen of Texas
Posts: 2,488
Quote:
Originally Posted by W2R View Post
In reality my portfolio is down 4.6% including living off of it, plus the expenses of buying a new, more expensive home in cash, moving, and selling the old paid off home.
Similar calculations here. Living expenses and buying two new cars for cash in the past six months took me into 1.3% negative territory this year.
__________________
Car-Guy is online now   Reply With Quote
Old 12-27-2015, 11:10 AM   #549
Full time employment: Posting here.
GTFan's Avatar
 
Join Date: Apr 2013
Location: Atlanta
Posts: 636
Looks like a break-even year for me assuming not much changes in the market this week, right now down 0.04%. 60/33/7 but will move to 60/35/5 as we spend down more cash next year.
__________________
GTFan is offline   Reply With Quote
Old 12-27-2015, 12:19 PM   #550
Recycles dryer sheets
 
Join Date: Dec 2012
Posts: 285
Also just finished tallying up everything for the yr. Due primarily to the small portion of tax deferred in my megacorp employer stock plus some lucky choices in stock purchases early in the yr in self managed. up 3.5% for 2015, my last yr of 12 months of full time employment.
__________________
mamadogmamacat is online now   Reply With Quote
Old 12-27-2015, 03:18 PM   #551
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
calmloki's Avatar
 
Join Date: Jan 2007
Location: Independence
Posts: 5,460
Last night I went on Vanguard and printed out the monthly balances over time. Took the amount we came into the year with, subtracted the amount we contributed during the year, and double checked against the 12/2015 cumulative returns. Rocked a staggering 0.7085% (yes, under 1%) for the year. Given that about 1/3 of the investments were in double tax free munis paying about 3% I think we'll be showing a loss to the taxman.

This morning I added up the bonus amounts credited this year from new credit cards and savings/checking accounts and most of the credit card cash back on purchase amounts. Didn't include normal bank interest or CD earnings or some of the cards that give Amazon credits or the hotel card that we've racked up 5-6 free stays on in 2015. Was pretty shocked to find we made about 20% more on the credit card/bank games I've been playing than we made in the market.

1. I wouldn't want to try and live on either our stock earnings or our card/bank special deal earnings - or both!
2. My hat is off to those of you who sail those piratical wall street seas.

3. Glad there are other lucrative things I do well - keeps the cat fed.
__________________
calmloki is offline   Reply With Quote
Old 12-27-2015, 03:34 PM   #552
Thinks s/he gets paid by the post
 
Join Date: May 2008
Posts: 2,264
Surprisingly, mine is still holding onto 1.77% gain. I moved some money from an old 401K (last July when my numbers were up) to an IRA rollover and picked all new funds and it looks like that helped offset the negatives on other accounts.
__________________
tmm99 is offline   Reply With Quote
Old 12-27-2015, 03:46 PM   #553
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Mulligan's Avatar
 
Join Date: May 2009
Posts: 7,384
Up almost 9%. 6.5% was preferred dividends, all 13 issues up from purchase price too. A lucky bet 3 months ago on EDE that jumped 40% after I bought it also helped. A small CD and small amount of Total Stock Index dragged down my total a bit. It was a perfect case scenario for preferred stocks this year. Im really just investing for the safe yields so ultimately stock values don't matter. In fact I would be better off if they dropped as I invest all dividends and my yield would increase in that scenario.


Sent from my iPad using Tapatalk
__________________
Mulligan is offline   Reply With Quote
Old 12-27-2015, 04:09 PM   #554
Thinks s/he gets paid by the post
 
Join Date: Feb 2007
Posts: 1,906
Quicken says I'm up .87% for the YTD. All things considered, no complaints.
__________________
ejman is online now   Reply With Quote
Old 12-27-2015, 05:56 PM   #555
Full time employment: Posting here.
GTFan's Avatar
 
Join Date: Apr 2013
Location: Atlanta
Posts: 636
Quote:
Originally Posted by calmloki View Post
This morning I added up the bonus amounts credited this year from new credit cards and savings/checking accounts and most of the credit card cash back on purchase amounts. Didn't include normal bank interest or CD earnings or some of the cards that give Amazon credits or the hotel card that we've racked up 5-6 free stays on in 2015. Was pretty shocked to find we made about 20% more on the credit card/bank games I've been playing than we made in the market.
It's amazing how much cheaper you can live playing the CC and bank bonus games, we haven't paid anything other than gas/food/car rental for travel in a few years now. And the car rentals are usually super cheap.
__________________
GTFan is offline   Reply With Quote
Old 12-27-2015, 07:03 PM   #556
Full time employment: Posting here.
ownyourfuture's Avatar
 
Join Date: Jun 2013
Posts: 512
Taxable brokerage account +2.02%
IRA -0.32%
__________________
ownyourfuture is offline   Reply With Quote
Old 12-27-2015, 09:33 PM   #557
Thinks s/he gets paid by the post
Fedup's Avatar
 
Join Date: Mar 2014
Location: Southern Cal
Posts: 2,930
Up 4.15% for taxable account. I have not looked on the other non- taxable account yet.


Sent from my iPad using Early Retirement Forum
__________________
When I post IIRC, that means going by memory. Google is your friend for facts. Stop being a lazy bum, I can't do all the googling for you. I'm lazy too. LOL
Fedup is offline   Reply With Quote
Old 12-27-2015, 11:20 PM   #558
Moderator Emeritus
 
Join Date: May 2007
Posts: 11,044
We are barely positive for the year.
__________________
FIREd is offline   Reply With Quote
Old 12-28-2015, 04:01 AM   #559
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2005
Posts: 5,414
up 1.50%
__________________
mathjak107 is offline   Reply With Quote
Old 12-28-2015, 08:04 AM   #560
Recycles dryer sheets
 
Join Date: Jun 2014
Posts: 490
Non Taxed, down just a hair -0.12%, and up 2.5% in taxable.
__________________

__________________
karen1972 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
YTD Performance Poll 4merKPer FIRE and Money 98 08-09-2011 12:09 PM
YTD 2006 investment Sam FIRE and Money 84 12-04-2006 01:39 PM
What's Your YTD Return? Tommy_Dolitte Young Dreamers 53 12-02-2004 07:10 AM

 

 
All times are GMT -6. The time now is 12:54 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.