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01-01-2016, 03:19 PM
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#641
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Thinks s/he gets paid by the post
Join Date: Mar 2014
Location: Southern Cal
Posts: 4,032
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Up 4.25% for me. Up 4.15% for my husband. I think I reported it wrong earlier because I've looked in the wrong account.
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__________________
Just another day in paradise
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01-01-2016, 03:36 PM
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#642
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,472
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I am pretty sure that I have my final computations done. No more estimating!
Quote:
Originally Posted by REWahoo
If I add back to our portfolio what we withdrew this year, the total equals our portfolio balance on January 1, 2015. Return of 0.0%.
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If I add back to my portfolio what I withdrew this year, the total is up 3.4% compared with one year ago.
But, there was this teeny tiny little itsy bitsy detail - - something about, er, buying my dream house in cash, selling my other, lesser house, and moving? that just messes up things in my case. So, if I don't add back in, it's down 6.1%. This is due to using my portfolio to live on, plus expenses of buying/selling/moving, plus market conditions.
Honestly that is nothing compared with what 2008 did to most of us. Or so I keep telling myself. Good thing this won't happen every year.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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01-01-2016, 04:00 PM
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#643
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Thinks s/he gets paid by the post
Join Date: Mar 2005
Location: yonder
Posts: 2,851
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Quote:
Originally Posted by papadad111
Touché old timer !! Have a prosperous 2016
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I think it's illegal to touché an old timer. But, maybe it depends on where you actually touché him or her (especially her).
That said, have a prosperous 2016 yourself, kid.
__________________
When the people shall have nothing more to eat, they will eat the rich--philosopher Jean-Jacques Rousseau
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01-02-2016, 09:18 AM
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#644
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Thinks s/he gets paid by the post
Join Date: Sep 2012
Posts: 1,568
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Down (4.20%), DWRR. I suck.
Better start spending more before I lose it all.
Wait until next year.
__________________
You know that suit they burying you in? Thar ain’t no pockets in that suit, boy.
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01-02-2016, 09:39 AM
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#645
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Thinks s/he gets paid by the post
Join Date: Apr 2013
Location: Ormond Beach
Posts: 1,407
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Down 0.59% for the year, which is in-line with my benchmark VSMGX Lifestrategy Moderate Growth Fund which lost 0.57% (60/40 AA, int'l diversification on both stocks and bonds).
VWENX Wellington only returned 0.14% and is my US active fund benchmark, so not too far off there either. A meh year overall.
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01-02-2016, 09:43 AM
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#646
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,581
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Our portfolio ended the year up 0.1%, compared with our benchmark which declined 2.4%.
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01-02-2016, 11:55 AM
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#647
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Administrator
Join Date: Apr 2006
Posts: 22,971
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Down 2.5%, largely due to the collapse in energy stocks and a hefty chunk of foreign equities that suffered from the rise of the dollar. Here's to a better 2016.
__________________
Living an analog life in the Digital Age.
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01-02-2016, 12:48 PM
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#648
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Recycles dryer sheets
Join Date: Aug 2013
Posts: 275
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Up 0.23% on a AA of 25/15/60... Working on getting back to a AA of 60/30/10. Hope for some good buying opportunities in 2016 ...
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01-02-2016, 01:44 PM
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#649
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Thinks s/he gets paid by the post
Join Date: Oct 2012
Location: Reno
Posts: 1,331
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Quote:
Originally Posted by bradaz2488
Up 0.23% on a AA of 25/15/60... Working on getting back to a AA of 60/30/10. Hope for some good buying opportunities in 2016 ...
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Up about .4%--got hit by energy and EM/Foreign, like Gumby. But I'll take it.
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01-02-2016, 02:56 PM
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#650
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Thinks s/he gets paid by the post
Join Date: May 2008
Location: Cooksburg,PA
Posts: 1,873
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Quote:
Originally Posted by audreyh1
Negative 0.8% for 2015.
Last negative year was 2011 when the portfolio was down 1.88%.
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-.24 for 2015
-7.4 for 2011
Maybe my efforts to reduce volatility are paying off.
__________________
Free to canoe
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01-02-2016, 03:03 PM
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#651
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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I still remember the following passage read in 1999 from a financial magazine (do not remember the obscure author, but he sounded like a Dave Barry wannabe)
"I invest in mutual funds. Lots of them. Here's how they work. When the market goes down, they go down a lot. When the market goes up, they go down a little".
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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01-02-2016, 04:41 PM
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#652
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Thinks s/he gets paid by the post
Join Date: Jul 2003
Location: Pasadena CA
Posts: 3,340
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Down .005% for 2015 after IRA withdrawals and Roth conversions.
__________________
T.S. Eliot:
Old men ought to be explorers
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01-02-2016, 04:51 PM
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#653
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Recycles dryer sheets
Join Date: Apr 2012
Location: Birmingham, AL
Posts: 195
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Down 0.70% for 2015 on a 50/50 allocation. Benchmark was down 0.40%.
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01-02-2016, 04:57 PM
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#654
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Posts: 1,660
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Just above break even overall. About 40% of portfolio is in Wellington which was up .14%, so remainder of portfolio (in 401k) did about the same.
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01-02-2016, 06:12 PM
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#655
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Thinks s/he gets paid by the post
Join Date: Sep 2011
Location: Placerville
Posts: 1,788
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Up 1.388%. Call it +1.4% for the year.
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01-02-2016, 06:17 PM
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#656
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Recycles dryer sheets
Join Date: Jun 2010
Posts: 456
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+0.02% 66/28/6
__________________
...open up your mind and see like me...
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01-02-2016, 07:36 PM
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#657
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Recycles dryer sheets
Join Date: Sep 2012
Posts: 459
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-1.4% 65/35 50/50 Domestic/International
__________________
Retired at age 52 on 12/1/2016
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01-02-2016, 08:57 PM
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#658
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Recycles dryer sheets
Join Date: Jul 2013
Location: Cocoa Beach
Posts: 414
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Up only +1.4% for investments in 2015.
Total NW up +20% from Dec. 2014 however.
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01-02-2016, 09:15 PM
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#659
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Full time employment: Posting here.
Join Date: Oct 2007
Posts: 621
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All Vanguard Portfolio of 50/50 % shows 0.2 % return
I am glad the return is not a loss, a wasted year for investment, let us hope 2016 will turn out a little better.
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01-03-2016, 10:30 AM
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#660
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Recycles dryer sheets
Join Date: Dec 2013
Posts: 331
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Quote:
Originally Posted by Lucantes
Up only +1.4% for investments in 2015.
Total NW up +20% from Dec. 2014 however.
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Awesome job!
Sent from my iPhone using Early Retirement Forum
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