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01-03-2016, 10:50 AM
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#661
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Recycles dryer sheets
Join Date: Feb 2012
Posts: 83
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Down1% across all accounts. This negative return wasn't as bad as 2008 when my taxable accounts were down 65%. Hopefully 2016 is like 2009 from an investment return perspective.
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01-03-2016, 03:29 PM
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#662
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Recycles dryer sheets
Join Date: Jan 2007
Posts: 211
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My dividend stock laden portfolio finished the year in the black - to the tune of 34 basis points!
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01-03-2016, 04:26 PM
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#663
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Recycles dryer sheets
Join Date: Apr 2012
Location: Long Island
Posts: 141
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Can't Complain
Up 6.11% if you don’t include August. If you want to be a stickler, total portfolio up .94%. Got crushed in my bond portfolio. Down .93%. I follow two separate equity portfolio strategies. Vanguard 70/30 (-.64%) and Fundx Upgrader portfolio. (+3.34%) (This is the second year that Fundx beat Vanguard by close to 400 basis points not including additional tax events.
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01-03-2016, 05:37 PM
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#664
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2009
Posts: 9,343
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Quote:
Originally Posted by ScaredtoQuit
My dividend stock laden portfolio finished the year in the black - to the tune of 34 basis points!
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That is exactly the amount of interest I earned on my 1 year CD this year. Its finding a new home next month in my IRA brokerage account and being put to work. Maybe this time next year, I wish I was getting those 34 bp's.
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01-03-2016, 08:23 PM
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#665
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Recycles dryer sheets
Join Date: Jul 2013
Location: Cocoa Beach
Posts: 414
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Quote:
Originally Posted by FI by 2024
Awesome job!
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Thanks! I am an ex-USAF (not retired).
We are DINK's working overseas so we can bank most of what we earn without any hardship and we both came with the same planned goal (reached separately however as we met at work overseas ) of being FIRE'd at 50 (April 2017 can't come fast enough!).
The only thing we spend serious money on annually are vacations, other than that we are fairly low maintenance.
Just hanging on until turning 50 in Feb. 2017 for the medical benefit and then we are homeward bound to our house in Cocoa Beach FL.
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01-03-2016, 08:45 PM
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#666
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Recycles dryer sheets
Join Date: Jul 2013
Posts: 271
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Did I read that right? I looked up the Fundx upgrader fund and on their web page gross expense fee 1.99% Yahoo says the same.
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01-03-2016, 08:57 PM
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#667
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Thinks s/he gets paid by the post
Join Date: Mar 2005
Location: yonder
Posts: 2,851
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^
As per Fundx's website (just checking your work) and Morningstar's website, you read it right.
__________________
When the people shall have nothing more to eat, they will eat the rich--philosopher Jean-Jacques Rousseau
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01-03-2016, 09:36 PM
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#668
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,259
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Quote:
Originally Posted by ScaredtoQuit
My dividend stock laden portfolio finished the year in the black - to the tune of 34 basis points!
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Very good. Not many can claim an overall positive return.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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01-04-2016, 07:55 AM
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#669
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Dryer sheet wannabe
Join Date: Mar 2007
Posts: 16
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4.42%
Sent from my iPad using Early Retirement Forum
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01-04-2016, 09:07 AM
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#670
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2012
Location: Seattle
Posts: 6,023
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Everyone better not look this morning. Dow down 455.
Great start to the new year!
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01-04-2016, 09:21 AM
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#671
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2008
Posts: 5,214
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Quote:
Originally Posted by Fermion
Everyone better not look this morning. Dow down 455.
Great start to the new year!
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I know! I was just wondering if we should start the 2016 YTD thread (Most of us would be underwater)!
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01-04-2016, 09:39 AM
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#672
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Moderator
Join Date: Sep 2006
Posts: 4,064
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Quote:
Originally Posted by Fermion
Everyone better not look this morning. Dow down 455.
Great start to the new year!
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Ughh! Not looking!
__________________
simple girl
less stuff, more time
(55, married; Mr. Simple Girl, 59. FIRED 12/31/19!)
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01-04-2016, 09:52 AM
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#673
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2011
Location: NC Triangle
Posts: 5,807
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Quote:
Originally Posted by tmm99
I know! I was just wondering if we should start the 2016 YTD thread (Most of us would be underwater)!
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Don't mess with what works: robnplunder did the honors for this great (and useful) thread in 2015, and has nothing to do with the broad markets' performance. It'll get done.
__________________
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01-05-2016, 10:05 AM
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#674
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Dryer sheet aficionado
Join Date: Dec 2014
Posts: 32
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Finished our numbers for last year (2015)
Return -1.87% Big hit in foreign equities.
Overall portfolio +5.6% (Because we're still putting in $$)
The numbers still fit within our plan.
Cheers!
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01-06-2016, 03:18 PM
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#675
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,327
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2015 Performance: 1.06 % Investment Return
71% Equity (59/12 Domestic/International)
0% Bond
29% Cash (mostly CD's with weighted APR=4%))
Crap! What did I do wrong?
I am scared of bonds and bond funds for all the reasons discussed. I have CDs instead but I am thinking of drawing an arbitrary line at 2yrs and calling anything with more than 2 yrs remaining a "bond". If do that, my cash allocation would be about 15%
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
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01-06-2016, 03:33 PM
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#676
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2009
Posts: 9,343
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Quote:
Originally Posted by jazz4cash
2015 Performance: 1.06 % Investment Return
71% Equity (59/12 Domestic/International)
0% Bond
29% Cash (mostly CD's with weighted APR=4%))
Crap! What did I do wrong?
I am scared of bonds and bond funds for all the reasons discussed. I have CDs instead but I am thinking of drawing an arbitrary line at 2yrs and calling anything with more than 2 yrs remaining a "bond". If do that, my cash allocation would be about 15%
5
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Dont feel bad, Jazz, I am scared of both bonds and common stocks, so I own neither. I have almost all my money in preferred stocks of mostly investment grade issues yielding between 6-7%.
Everyone needs to do their own due diligence and what feels comfortable to them, but when I am getting 400 BP's above 10 year and 500 above inflation, in a sluggish little growth, little inflation, do nothing economy this is when they shine. I returned almost 9% last year with little risk and no volatility.
Today is a perfect example.... 7 issues up, 2 down, and 7 unchanged. With stocks and bonds both valued richly, snagging yield trapped past call preferreds with high quality companies disinterested in calling them is a nice play. Many will call their 4-5 % senior debt to reissue, but leave the low hanging high yield fruit to pick. Its been easy money for me anyways. Of course you need to have to be willing to research and prefer income to "TR". It isn't everyones cup of tea, but it works for me.
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01-06-2016, 04:45 PM
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#677
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,327
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Quote:
Originally Posted by Mulligan
Dont feel bad, Jazz, I am scared of both bonds and common stocks, so I own neither. I have almost all my money in preferred stocks of mostly investment grade issues yielding between 6-7%.
Everyone needs to do their own due diligence and what feels comfortable to them, but when I am getting 400 BP's above 10 year and 500 above inflation, in a sluggish little growth, little inflation, do nothing economy this is when they shine. I returned almost 9% last year with little risk and no volatility.
Today is a perfect example.... 7 issues up, 2 down, and 7 unchanged. With stocks and bonds both valued richly, snagging yield trapped past call preferreds with high quality companies disinterested in calling them is a nice play. Many will call their 4-5 % senior debt to reissue, but leave the low hanging high yield fruit to pick. Its been easy money for me anyways. Of course you need to have to be willing to research and prefer income to "TR". It isn't everyones cup of tea, but it works for me.
Sent from my iPad using Tapatalk
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Yes, I've been following the Preferred Stock thread and appreciate the contributions from you and others. Provided I have sufficient patience, I am very interested in making room in my portfolio for a few of these after I gain some more confidence.
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
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01-08-2016, 09:37 PM
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#679
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Thinks s/he gets paid by the post
Join Date: Mar 2014
Location: Southern Cal
Posts: 4,032
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I finally looked and it's actually close to 6%, my husband account was more than 5%. If I can believe what I read.
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__________________
Just another day in paradise
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01-09-2016, 06:32 AM
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#680
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Recycles dryer sheets
Join Date: Apr 2012
Location: Long Island
Posts: 141
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Quote:
Originally Posted by alaska55
Did I read that right? I looked up the Fundx upgrader fund and on their web page gross expense fee 1.99% Yahoo says the same.
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I did not make myself clear. I construct my own equity portfolio by following the recommendations of Fundex through their newsletter. (Monthly Upgrader Portfolio) I wouldn’t touch their mutual funds because of the high fees. This has served me well to the tune of about 400 basis points over my index portfolio for the past two years.
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