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08-03-2015, 09:28 AM
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#281
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Recycles dryer sheets
Join Date: Oct 2011
Location: League City
Posts: 70
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I am at 4.1% YTD and it's no fault of mine! 
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08-03-2015, 10:19 AM
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#282
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Moderator Emeritus
Join Date: Apr 2011
Location: Conroe, Texas
Posts: 18,731
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I'm down about 2 % for the year. Guess I'm not as smart as most others here. Breaking even this year would be nice. 
__________________
*********Go Yankees!*********
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08-03-2015, 10:20 AM
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#283
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2008
Location: On a hill in the Pine Barrens
Posts: 9,720
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At the end of July, up 3.9%. Of course 95% of all spreadsheets have an error...
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08-03-2015, 10:38 AM
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#284
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,371
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5.3% YTD (annualized rate)
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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08-03-2015, 10:55 AM
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#285
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Full time employment: Posting here.
Join Date: Aug 2013
Location: https://www.google.com
Posts: 750
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Yes, most people are more than happy to share their gains, not so much their losses.
Due to energy, I'm down about 3%
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08-03-2015, 11:05 AM
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#286
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Recycles dryer sheets
Join Date: May 2013
Location: Toronto
Posts: 230
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8.43% YTD. Again, most of this is because I'm Canadian, and our dollar has been sinking in relation to the world, which makes my US & international funds (40% of portfolio) look like they're doing amazing in CAD.
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08-03-2015, 11:34 AM
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#287
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Thinks s/he gets paid by the post
Join Date: Jul 2012
Location: Texas
Posts: 3,024
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I'm up 2.3% YTD as of July 31, which I think is roughly in line with most 60/40 benchmarks (S&P 500 at 3.3% and aggregate US bonds at 0.5%). I've let the overall AA drift to 66/34 and I've reduced the cash portion from 5% to 3%, both of which helped a little. My real estate allocation includes two rental houses that have outperformed almost every stock/bond ETF I own. On the negative side, international equity has done quite well, but my allocation is only 8%, and 50% of that is emerging, which is negative YTD, mainly due to China. I also hold a longer-duration investment-grade corporate bond ETF which is negative YTD. And, some tilt toward large-cap, high-dividend funds has underperformed the broader equity market.
I've got access to a stable value fund currently yielding 1.8%, which will likely replace the longer-duration bond holdings later this year. Maybe sooner. I'm also looking for a rebalance opportunity later this year, or early next, when hopefully bonds are down but stocks are still high. Other actions under consideration include working cash down further to about 2%, double the international allocation, and lessen the tilt toward US large-cap.
__________________
Retired at 52 in July 2013. On to better things...
AA: 85/15 WR: 2.7% SI: 2 pensions, SS later
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08-04-2015, 12:34 PM
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#288
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Moderator
Join Date: Sep 2006
Posts: 4,065
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Our YTD is 3.66%.
__________________
simple girl
less stuff, more time
(55, married; Mr. Simple Girl, 59. FIRED 12/31/19!)
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08-04-2015, 12:57 PM
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#289
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
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Still up 2.5% YTD at end of July which is better than I expected. It's been a boring slow year so far.
__________________
Retired since summer 1999.
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08-04-2015, 02:30 PM
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#290
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
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 Quote:
Originally Posted by Fermion
Yep. For a forum that seems to be 99% indexers, everyone is actually a closet market timer.
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Preferred the term "short term trader." Majority of my gain of 2.75% was due to short term trades while waiting patiently for the market to skyrocket. Wheeeee .....
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08-04-2015, 02:44 PM
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#291
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Quote:
Originally Posted by Fermion
Yep. For a forum that seems to be 99% indexers, everyone is actually a closet market timer.
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What posters are saying is "My index beats your index".
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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08-04-2015, 02:47 PM
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#292
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2012
Location: Seattle
Posts: 6,023
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I guess you are still indexing even if it is a leveraged short position index
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08-04-2015, 06:14 PM
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#293
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Recycles dryer sheets
Join Date: Jun 2014
Posts: 440
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Or those with negative returns aren't posting . Survivorship bias. I'm down about 2.5%
Sent from my HTC One_M8 using Early Retirement Forum mobile app
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08-05-2015, 12:57 PM
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#294
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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| YEAR | GAIN% | | 2008 | -21.7 | | 2009 | 26.3 | | 2010 | 11.5 | | 2011 | 1.2 | | 2012 | 10.8 | | 2013 | 10.8 | | 2014 | 4.8 | | 2015 | 1.6 |
2014 numbers skewed a bit due to a withdrawal, but close enough...
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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08-05-2015, 08:09 PM
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#295
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Recycles dryer sheets
Join Date: Nov 2014
Location: Texas
Posts: 164
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Are most of you using vanguard advisors in selecting your funds ?
Sent from my iPhone using Early Retirement Forum
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08-06-2015, 04:41 PM
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#296
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Thanks for posting. We need more people like you to speak up.
If your YTD gain is hanging by a thread, the market decline of the last couple of days might have tipped it to the red. Fun time!
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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08-06-2015, 04:54 PM
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#297
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Thinks s/he gets paid by the post
Join Date: Sep 2012
Posts: 1,570
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Another loser here, down 0.38%. Busy harvesting gold related tax losses, swapping into new gold positions. At least my spending is below my dividends (of course, I'm eating cat food😉🐭 .
Sent from my iPhone using Early Retirement Forum
__________________
You know that suit they burying you in? Thar ain’t no pockets in that suit, boy.
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08-06-2015, 08:21 PM
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#298
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Recycles dryer sheets
Join Date: Jan 2012
Posts: 442
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+2.3% YTD. All stock portfolio (US=65% , Foreign=34%, Cash 1%).
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08-06-2015, 09:17 PM
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#299
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2012
Location: Seattle
Posts: 6,023
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Quote:
Originally Posted by Rickt
+2.3% YTD. All stock portfolio (US=65% , Foreign=34%, Cash 1%).
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The cash must be holding up the stock portion.
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08-07-2015, 05:59 AM
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#300
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Thinks s/he gets paid by the post
Join Date: Oct 2008
Posts: 2,796
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1.47 % YTD as of August 6. 80 % in stable value fund.
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