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10-08-2015, 07:32 PM
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#421
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Full time employment: Posting here.
Join Date: Apr 2014
Location: Houston
Posts: 958
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Down -5.6% for 3Q, down -7.6% YTD.
Being heavy into energy stocks was the main drag on the return. Don't feel too bad about it as oil prices seem to be rebounding a bit which should help with 4Q if it continues.
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10-08-2015, 08:38 PM
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#422
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Dryer sheet aficionado
Join Date: Jul 2014
Location: Vancouver
Posts: 49
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Up 6.6% with 85% equities. And pretty much all of that is because my account is Canadian but the bulk of my holdings are international. The CDN$ went with the price of oil. So I feel pretty good until I realize the boats I want to buy all seem to be about 25% more expensive...
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10-08-2015, 08:50 PM
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#423
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Thinks s/he gets paid by the post
Join Date: Mar 2014
Location: Southern Cal
Posts: 4,032
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Up 5.81% but I'm all in cash for now.
Sent from my iPad using Early Retirement Forum
__________________
Just another day in paradise
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10-08-2015, 10:16 PM
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#424
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2007
Location: New Orleans
Posts: 47,500
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Down 4.8% YTD, including portfolio decreases for Dream House cash purchase, moving, and all other expenses. I'm pleased. 
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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10-09-2015, 01:33 AM
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#425
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gone traveling
Join Date: Oct 2007
Posts: 1,135
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Total return -6.7 % from the high water mark.
Comparison to SP500 -5.6 from its high of 2131. Excluding dividends.
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10-09-2015, 03:36 AM
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#426
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Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,356
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Down 0.7% YTD, an improvement from last month.
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10-09-2015, 10:51 AM
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#427
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2011
Posts: 8,418
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Just $4K short of being flat for the year. An up day today will have me at flat YTD.
__________________
Living well is the best revenge!
Retired @ 52 in 2005
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10-09-2015, 11:23 AM
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#428
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Full time employment: Posting here.
Join Date: Jan 2008
Posts: 759
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Down just shy of $1000 YTD. Pretty much flat.
I just downloaded Open Office to figure rate of return since ER in 2013, and I'm looking at 6.55% using XIRR function. Giving inflation of 1.7% (based on COLA adjustments), I have to be happy with that.
I'm a mac person and unfortunately Office for Mac Excel does not have the XIRR function. Wish I'd known about Open Office sooner. Might help some others here.
__________________
Retired July 2013 at age 49.
Lazy Portfolio Investor:
AA: 55% Stocks
35% Bonds
10% Cash
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10-09-2015, 11:42 AM
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#429
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Thinks s/he gets paid by the post
Join Date: Aug 2005
Location: Crownsville
Posts: 3,746
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I finally broke even on the 7th. Once I totaled everything up, I was up $88 for the year. Time to break out the champagne! 
As of last night's close, I'm up about 8/10 of a percent.
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10-09-2015, 11:53 AM
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#430
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2011
Posts: 8,418
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 Quote:
Originally Posted by NanoSour
Down just shy of $1000 YTD. Pretty much flat.
I just downloaded Open Office to figure rate of return since ER in 2013, and I'm looking at 6.55% using XIRR function. .
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M* can give you 3, 5, 10 and 15 year returns.
My 10 year is 6.56% annual return; considering we lost 2008, 2011 and this year...not too bad.
__________________
Living well is the best revenge!
Retired @ 52 in 2005
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10-10-2015, 01:10 PM
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#431
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Recycles dryer sheets
Join Date: Dec 2013
Location: Kansas
Posts: 107
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YTD-2.8%. I seem to be in the ballpark with many others
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10-10-2015, 03:56 PM
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#432
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 1,743
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And the roller coaster ride continues. I was down 2.43% on 9/30 and now I'm up 0.57%.....
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10-10-2015, 04:08 PM
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#433
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
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Quote:
Originally Posted by Corporateburnout
And the roller coaster ride continues. I was down 2.43% on 9/30 and now I'm up 0.57%.....
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Same here - almost break even.
__________________
Retired since summer 1999.
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10-11-2015, 08:55 AM
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#434
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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Quote:
Originally Posted by Sasset
YTD-2.8%. I seem to be in the ballpark with many others
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That (2.8%) might be better than most.
__________________
May we live in peace and harmony and be free from all human sufferings.
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10-11-2015, 11:01 AM
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#435
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Thinks s/he gets paid by the post
Join Date: Jul 2012
Location: Texas
Posts: 3,024
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Quote:
Originally Posted by Corporateburnout
And the roller coaster ride continues. I was down 2.43% on 9/30 and now I'm up 0.57%.....
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Almost identical to my numbers... down 2.2% as of 9/30. Now up 0.5% as of Friday's close.
I expect the volatility to continue while the Fed figures out what to do.
__________________
Retired at 52 in July 2013. On to better things...
AA: 85/15 WR: 2.7% SI: 2 pensions, SS later
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10-11-2015, 11:04 AM
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#436
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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Just about flatlined in most of my accounts, most of which have roughly a 60/40 AA.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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2015 YTD investment performance thread
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10-12-2015, 09:55 AM
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#437
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gone traveling
Join Date: Oct 2007
Posts: 1,135
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2015 YTD investment performance thread
Ok. Got me thinking. With such a wide range here how are you computing your YTD market return and how are you considering it against your benchmark ?
For me,
Current total balance of account
Less
Beginning balance jan 1 2015
Less
all contributions made by me if any
Less
all dividend income paid YTD
=
Adjusted market gain or loss YTD
As for benchmark, I'm using the ETF SPY...trading price now vs Jan 1
(excludes dividends)
Others ?
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10-12-2015, 10:14 AM
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#438
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Thinks s/he gets paid by the post
Join Date: Jul 2013
Posts: 1,884
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Quote:
Originally Posted by papadad111
Ok. Got me thinking. With such a wide range here how are you computing your YTD market return and how are you considering it against your benchmark ?
For me,
Current total balance of account
Less
Beginning balance jan 1 2015
Less
all contributions made by me if any
Less
all dividend income paid YTD
=
Adjusted market gain or loss YTD
As for benchmark, I'm using the ETF SPY...trading price now vs Jan 1
(excludes dividends)
Others ?
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I use the M* portfolio tracker, which provides YTD total return.
They provide many benchmarks you can compare against. I use the "US Market Index", which seems to be some allocation of US equities and bonds, although this is imperfect, as 1/3 of my equities are ex-US.
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10-12-2015, 10:22 AM
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#439
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 1,743
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Quote:
Originally Posted by papadad111
Ok. Got me thinking. With such a wide range here how are you computing your YTD market return and how are you considering it against your benchmark ?
For me,
Current total balance of account
Less
Beginning balance jan 1 2015
Less
all contributions made by me if any
Less
all dividend income paid YTD
=
Adjusted market gain or loss YTD
As for benchmark, I'm using the ETF SPY...trading price now vs Jan 1
(excludes dividends)
Others ?
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I generate a Quicken investment performance report that calculates it the same way you described.
I don't benchmark the performance. I invest in all index funds with a .16% overall expense ratio and my AA is 50% domestic and international stocks, 42% bonds and 8% cash.
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10-12-2015, 12:59 PM
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#440
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Recycles dryer sheets
Join Date: May 2014
Posts: 82
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I'm up +2.6% helped by stock options in my former MegaCorp employer, which are up double-digits.
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