Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 03-18-2016, 08:16 AM   #201
Thinks s/he gets paid by the post
 
Join Date: Nov 2006
Posts: 2,255
Im +1/2% YTD but what I really love is that my bonds are up 3.2% YTD. They were also up last year even though we've had multiple threads the last few years and "experts" have been saying for years that they will get crushed.
__________________

__________________
utrecht is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-18-2016, 08:40 AM   #202
Recycles dryer sheets
 
Join Date: Apr 2014
Location: Houston
Posts: 431
Up ~ 3.5% YTD. Still heavy in oil/gas so seeing a rebound with oil price increases.
__________________

__________________
Whisper66 is offline   Reply With Quote
Old 03-18-2016, 08:56 AM   #203
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 13,749
Quote:
Originally Posted by papadad111 View Post
2016 may have turned positive ...but in real terms after inflation, the market is STILL DOWN about 6% from last highs. We've been in reverse since late 2014/ early 2015.
How are you getting 6%? Based on VTSAX, the high was in July 2015 and the market, with dividends reinvested has declined 3.3% since July 2015. Inflation in 2015 was virtually nonexistent (0.7% for the year) and modest thus far in 2016 so the real decline might be 4% at most with the vast majority due to the market decline since July 2015.

However, it is a bit disingenuous to measure anything from an all-time high... it will almost be lower by definition. If you go for the last 12 months then the market decline is 1.7% nominal and perhaps 2.5% real. If you look at 2015 then the return is positive 0.4% and 0.3% loss on a real basis.

So IMO 6% is silly.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
pb4uski is offline   Reply With Quote
Old 03-18-2016, 09:00 AM   #204
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,876
Some YTD comparison (benchmark) returns as of March 17, 2016:

60/40 funds:

1.00% VSMGX Vg LifeStrategy Moderate Growth
1.07% VTWNX Vg Target Retirement 2020
0.94% VBIAX Vg Balanced fund
1.32% DGSIX DFA 60/40

1.24% VWENX Vg Wellington (65/35)
0.83% VTTVX Vg TR 2025 (66/34)
__________________
LOL! is offline   Reply With Quote
Old 03-18-2016, 09:11 AM   #205
Recycles dryer sheets
 
Join Date: Sep 2014
Posts: 396
IRA rollover in mutual funds with FIDO down 5%, DW's account, DW's IRA and my ROTH all in individual stocks, up 10%! Overall about even.


Have the day you deserve, and let Karma sort it out.

Sent from my iPad using Early Retirement Forum
__________________
Taxman59 is offline   Reply With Quote
Old 03-18-2016, 10:54 AM   #206
Thinks s/he gets paid by the post
 
Join Date: Sep 2012
Location: Seattle
Posts: 2,409
I think we are up YTD. Definitely am up in trading account 16% and in my IRA I just sold some junk bonds at 28% of par that I bought for 14.5% of par. They were only paying 55% interest while the others I still have pay 70%.
__________________
Fermion is offline   Reply With Quote
2016 YTD investment performance thread
Old 03-18-2016, 11:15 AM   #207
Full time employment: Posting here.
 
Join Date: Mar 2014
Location: Southern Cal
Posts: 832
2016 YTD investment performance thread

Up a lot more on my trading account. But my account is up less than 1%, I've been too chicken to go full in. My husband's account is a little more than 2%.


Sent from my iPad using Early Retirement Forum
__________________
Fedup is offline   Reply With Quote
Old 03-18-2016, 11:18 AM   #208
Thinks s/he gets paid by the post
 
Join Date: Aug 2005
Posts: 2,020
I ran my numbers this morning, and I'm up about 0.22% YTD. Not complaining, as there were a few low points in there where I was down about 8-10%, I think!
__________________
Andre1969 is offline   Reply With Quote
Old 03-18-2016, 11:27 AM   #209
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 17,046
As of yesterday 3/17, I was up 1.1%. That's barely enough to cover my expenses YTD plus inflation for the stash.

If the rest of my life is like this, I will have no complaint. I have given up on getting a waterfront home on Bainbridge Island on Rockaway Rd opposite the bay from Seattle anyway.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
Old 03-18-2016, 11:34 AM   #210
Thinks s/he gets paid by the post
 
Join Date: Feb 2007
Posts: 1,699
Up 1.45% on a 50/50 AA. Interesting that bonds have been saving the bacon, particularly after all the articles pounding on the message that investing in bonds was about the dumbest thing one could do for several years now.
__________________
ejman is offline   Reply With Quote
Old 03-18-2016, 08:21 PM   #211
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 17,046
YTD (12/31/15-3/18/16), the return of Vanguard S&P Index MF is 0.8%, that of Vanguard Total Bond VBTLX is 2.42%, while that of Wellesley is 3.2%. Looks like either Wellesley manager been busy trading er rebalancing, or his stodgy stock picks are doing well.

Anyway, if we look back 12 months, then Vanguard S&P loses -0.4%, VBTLX gains 1.3%, and Wellesley wins again at 3.2%.

Back 3 years, then S&P wins at a whopping 40%, Wellesley at 19.6%, and bond VBTLX trails at 6.9%.

So, that's what happens when the bull market tops out. Hard to see stocks keep moving up like they had been doing in the 2009-2014 period. Bonds will not do that well either, unless the Fed goes negative on the rate like the EU bank.

Time to tighten my belt, and try to live on less.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
Old 03-18-2016, 08:44 PM   #212
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Mulligan's Avatar
 
Join Date: May 2009
Posts: 6,760
Quote:
Originally Posted by NW-Bound View Post
YTD (12/31/15-3/18/16), the return of Vanguard S&P Index MF is 0.8%, that of Vanguard Total Bond VBTLX is 2.42%, while that of Wellesley is 3.2%. Looks like either Wellesley manager been busy trading er rebalancing, or his stodgy stock picks are doing well.

Anyway, if we look back 12 months, then Vanguard S&P loses -0.4%, VBTLX gains 1.3%, and Wellesley wins again at 3.2%.

Back 3 years, then S&P wins at a whopping 40%, Wellesley at 19.6%, and bond VBTLX trails at 6.9%.

So, that's what happens when the bull market tops out. Hard to see stocks keep moving up like they had been doing in the 2009-2014 period. Bonds will not do that well either, unless the Fed goes negative on the rate like the EU bank.

Time to tighten my belt, and try to live on less.
You sound like my dad. My experience indicates the only people who mention needing to tighten the belt are in reality the ones least in actual need of having to do so. Something tells me I wont need to worry about you, NW until you can prove that beautiful mountain home has a for sale sign in the yard.


Sent from my iPad using Tapatalk
__________________
Mulligan is offline   Reply With Quote
Old 03-18-2016, 09:28 PM   #213
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 17,046
No, I do not worry about myself either. As I often say, I can be selling both of my homes and living in my 25' motorhome on NM state parks and paying $225/year camping fee (+ additional $8/day if I need electricity to run my AC or heater), and it does not change my happiness level any.

My wife does not know about any of this backup plan, but ignorance is bliss for her.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
Old 03-19-2016, 06:37 AM   #214
Confused about dryer sheets
 
Join Date: Nov 2015
Posts: 4
Ok, not ER'd yet so still contributing to the 401k, but without contributions, up 8.4%. I know that people frown on timing the market, but I believe in broad market timing I a relatively large potion of my 401k. Late 2015, my opinion was the overall market was close to all time high, and gold and miners at close to all time low. Had large position in BGEIX (gold and miners), relatively large position in GRZZX and BEARX (bearish mutual funds)

Have traded in and out of these positions about 3 times this year already. Out of BGEIX way to early, but made 17.8%. Reduced both Bearish funds to 30% of normal end of year position, when the market was down 8%. Last two weeks as market has rebounded, increase bearish funds 10% to 15% on each 2% rally. Now back up to 80% in these two bearish funds. When and if we go to a new high, will add the last 20%, but doubt we will see it. Still 30% cash.

I still believe that the bull run is done for a while and downside has a better risk to reward than upside.

Maybe have just been lucky, but if you think you need some downside protection or minimize losses on your upside, these two funds may be of interest.
__________________
Rowej is offline   Reply With Quote
Old 03-19-2016, 06:43 AM   #215
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 13,749
Quote:
Originally Posted by Rowej View Post
....Maybe have just been lucky....
Yup.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
pb4uski is offline   Reply With Quote
Old 03-19-2016, 06:58 AM   #216
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,876
Quote:
Originally Posted by Rowej View Post
Have traded in and out of these positions about 3 times this year already.
We need you to participate in the LOL!' sMarket Timing Newsletter! Please post orders as you submit them.
__________________
LOL! is offline   Reply With Quote
Old 03-19-2016, 07:04 AM   #217
Dryer sheet wannabe
 
Join Date: Mar 2016
Location: An island off the coast of Florida
Posts: 22
Still w*rking, but 401K was up 5.4% as of yesterday YTD. 100% stocks, with about 5% US mid cap, 55% S&P 500 index, and the rest utilities (one of the big gaining sectors this year).

My cash balance pension is my 'bond fund', so total portfolio is 70% stocks and 30% bonds.
__________________
atmsmshr is offline   Reply With Quote
Old 03-19-2016, 07:31 AM   #218
Thinks s/he gets paid by the post
target2019's Avatar
 
Join Date: Dec 2008
Posts: 3,180
This Fidelity chart is handy. Has YTD performance for sectors.

https://eresearch.fidelity.com/erese...=siperformance

Last evening I was wondering why brokerage portfolio was doing so well overall YTD (5.6%), and the explanation is utilities and telcom.
__________________
target2019 is offline   Reply With Quote
Old 03-19-2016, 08:55 AM   #219
Recycles dryer sheets
 
Join Date: Oct 2011
Location: Upstate Ruralia
Posts: 254
Up 3.01% YTD ......

I hope it lasts.....!!!! It was hard to watch when it was dropping like a stone..Makes me glad I have my pension which so far covers all my expenses after three years of retirement...I was feeling for those I know who rely on withdrawals to live....

In other news...I am DOWN 11.5 pounds since last March when I had my physical.....!!! ( this milder winter made it easier to walk outside many days...I walked more, in part, to burn off anxiety of watching my balance drop every day!). I won't say what per-cent that is, but it's at least going in the right direction....

So I'm happy today.....my weight is DOWN and the market is UP!!!
__________________
Lcountz is offline   Reply With Quote
Old 03-19-2016, 11:45 AM   #220
Recycles dryer sheets
Happyras's Avatar
 
Join Date: Jun 2015
Location: Redmond
Posts: 129
Quote:
Originally Posted by LOL! View Post
Some YTD comparison (benchmark) returns as of March 17, 2016:

60/40 funds:

1.00% VSMGX Vg LifeStrategy Moderate Growth
1.07% VTWNX Vg Target Retirement 2020
0.94% VBIAX Vg Balanced fund
1.32% DGSIX DFA 60/40

1.24% VWENX Vg Wellington (65/35)
0.83% VTTVX Vg TR 2025 (66/34)
But if you balance with VWIAX it has a YTD of 3.17%....Investing mostly in VWELX and VWIAX my YTD is 2.69% boosted only a little by my 9% coupon bond......
__________________

__________________
Happyras is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
My 2016 Work Performance Goal: Retire in June 38Chevy454 Life after FIRE 30 05-05-2016 05:02 PM
2015 YTD investment performance thread robnplunder FIRE and Money 689 01-21-2016 07:28 AM
YTD Performance Poll 4merKPer FIRE and Money 98 08-09-2011 12:09 PM
YTD 2006 investment Sam FIRE and Money 84 12-04-2006 01:39 PM

 

 
All times are GMT -6. The time now is 05:16 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.