Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 01-07-2016, 08:50 PM   #21
Recycles dryer sheets
winger's Avatar
 
Join Date: Jan 2007
Posts: 245
I'm not going to look.
__________________

__________________
winger is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 01-07-2016, 10:28 PM   #22
Recycles dryer sheets
 
Join Date: Nov 2014
Location: Texas
Posts: 146
Me neither. 👀 to scared


Sent from my iPhone using Early Retirement Forum
__________________

__________________
Terryjm51 is offline   Reply With Quote
Old 01-08-2016, 12:24 AM   #23
Confused about dryer sheets
gzone's Avatar
 
Join Date: Jan 2016
Location: Lancaster
Posts: 5
Starting the year as I ended last, all cash at the moment.
__________________
Greg
gzone is offline   Reply With Quote
Old 01-08-2016, 12:34 AM   #24
Recycles dryer sheets
 
Join Date: Nov 2014
Posts: 139
Down 4%... great time to be buying
__________________
The kids used to call me Captain Slow; now they also use Captain Cheap. I tell them, "Talk to the portfolio!"
growerVon is offline   Reply With Quote
Old 01-08-2016, 04:48 AM   #25
Full time employment: Posting here.
 
Join Date: Dec 2015
Posts: 695
Quote:
Originally Posted by HFWR View Post
Apologies to all. When I retired on 12/31/15, the market must have thought I said "Whee!"...

Down about 1.5% thus far.

I'm with ya, Bro. 2016 will be the first year I draw on assets rather than add to them....long haul, my friend...plenty of decades left...

now...where are those dryer sheets I threw out?.....
__________________
HadEnuff is offline   Reply With Quote
Old 01-08-2016, 07:32 AM   #26
Recycles dryer sheets
 
Join Date: Feb 2015
Posts: 72
Quote:
Originally Posted by eta2020 View Post
I am making no changes to 100% equities. I will probably add to SCHD and mid cap/small cap index as a year goes on.

I have no idea what to expect this year so I expect nothing.

Hey eta. Just a couple of questions if you don't mind and just in generalities (is that a word?) as I am curious how you generate an income stream being 100% invested in equities? Are you still working? If retired.....do you have a pension, SS, income from rentals and then dividends from your equities to satisfy your expenses? OR perhaps you use a SWR of x% of your equities? Have you always been 100% equities?

I ask because I am down $82,000 in my portfolio for YTD 2016 ( first 4 days of the new year!!!) and my AA is 50/50 equities/fixed income. I can't imagine the swings being 100% equities but good for you!
__________________
MrLoco is offline   Reply With Quote
Old 01-08-2016, 06:29 PM   #27
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 17,042
Quote:
Originally Posted by MrLoco View Post
Hey eta. Just a couple of questions if you don't mind and just in generalities (is that a word?) as I am curious how you generate an income stream being 100% invested in equities? Are you still working? If retired.....do you have a pension, SS, income from rentals and then dividends from your equities to satisfy your expenses? OR perhaps you use a SWR of x% of your equities? Have you always been 100% equities?

I ask because I am down $82,000 in my portfolio for YTD 2016 ( first 4 days of the new year!!!) and my AA is 50/50 equities/fixed income. I can't imagine the swings being 100% equities but good for you!
Yes, when you are down the cost of a new Honda Accord each trading day, it does not take long for it to add up to real money.

By the way, eta2020 means "Estimated Time of Arrival = 2020", I believe. So he still has fresh money to put in the stock market, while people like me can only rebalance from whatever cash we have on hand.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
Old 01-08-2016, 07:11 PM   #28
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,047
Quote:
Originally Posted by NW-Bound View Post
Yes, when you are down the cost of a new Honda Accord each trading day, it does not take long for it to add up to real money.

By the way, eta2020 means "Estimated Time of Arrival = 2020", I believe. So he still has fresh money to put in the stock market, while people like me can only rebalance from whatever cash we have on hand.
That is kind of dangerous thinking ... putting your losses in $ terms. I'd prefer %'s to ease the pain.

Why not look on the bright side? Like your best equity fund this week. Mine was VINEX (small cap international) with a stunnning performance of -5.1%.

I remember back in the 1990's when a guy who had a ton of company stock mentioned that on a bad day he lost one Mercedes. Always wonder how he did in the tech meltdown ... lost a lot of Mercedes if he didn't diversify.
__________________
Lsbcal is offline   Reply With Quote
Old 01-08-2016, 07:44 PM   #29
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 17,042
OK, if you prefer to talk percentage, from the top of the market in March 2000 to the bottom of Oct 2002, I lost 44% of my investable assets. That was a small fleet of Mercedes. Oop, I am not supposed to think like that.

Anyway, at the same time, my father was entering the final phase of his terminal disease. And the small company I co-founded with a couple of friends was going belly up, and I had been working just to pay rent, utility, and insurance.

So, what did I do? I took off to Europe to enjoy the Carnival in Nice, and also in Venice. I needed to clear the cobweb off my mind, before I came back to figure out what to do with the rest of my life.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
Old 01-08-2016, 08:15 PM   #30
Thinks s/he gets paid by the post
 
Join Date: Feb 2007
Posts: 1,691
Quote:
Originally Posted by NW-Bound View Post
OK, if you prefer to talk percentage, from the top of the market in March 2000 to the bottom of Oct 2002, I lost 44% of my investable assets. That was a small fleet of Mercedes. Oop, I am not supposed to think like that.

Anyway, at the same time, my father was entering the final phase of his terminal disease. And the small company I co-founded with a couple of friends was going belly up, and I had been working just to pay rent, utility, and insurance.

So, what did I do? I took off to Europe to enjoy the Carnival in Nice, and also in Venice. I needed to clear the cobweb off my mind, before I came back to figure out what to do with the rest of my life.
Wow, that took some cojones. Glad to read you came out OK on the other side.
__________________
ejman is offline   Reply With Quote
Old 01-08-2016, 08:24 PM   #31
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 17,042
Yes, by jettisoning the tech stocks and buying material and natural resource stocks, I recover the 2000 high watermark in Oct 2004. But I was never 100% in any stock or sector, and also always held 20% cash.

By Oct 2005, I was confident enough in my new consulting work and the market gain that I bought the 2nd home.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
Old 01-08-2016, 08:38 PM   #32
Recycles dryer sheets
 
Join Date: Aug 2009
Posts: 391
Quote:
Originally Posted by NW-Bound View Post
Yes, by jettisoning the tech stocks and buying material and natural resource stocks, I recover the 2000 high watermark in Oct 2004. But I was never 100% in any stock or sector, and also always held 20% cash.

By Oct 2005, I was confident enough in my new consulting work and the market gain that I bought the 2nd home.

I saw one pundit today suggesting you repeat that, i.e., sell tech again and buying material and resource. Have you thought about it?


Sent from my iPad using Early Retirement Forum
__________________
bmcgonig is offline   Reply With Quote
Old 01-08-2016, 09:19 PM   #33
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 13,554
-3.27% YTD - in just one week. OUCH!!!!

That is a really depressing start to the week. And that was after my annual withdrawal, so arrrrgh!!!

That is almost as much as my withdrawal. If I didn't know any better, I'd think I doubled down on my withdrawal!
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is offline   Reply With Quote
Old 01-08-2016, 09:58 PM   #34
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,047
That is quiet right.... Arrggh!

About 9% off the recent highs and very near the sharp September lows. Bottom fishing delight? Let's see, if I put 5% into SPY and it goes up 5%, l'll have an extra 0.25%. Not all that exciting. Except if I put it in $ terms it might tempt me. Could then brag to DW and take her out somewhere.
__________________
Lsbcal is offline   Reply With Quote
Old 01-08-2016, 10:06 PM   #35
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 17,042
A gain of 0.25% would pay for a nice vacation, no?

Oh, but then one should remember that 5% loss that he has not recovered. Oops.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
Old 01-08-2016, 10:09 PM   #36
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,047
Yes, but I was thinking of doing this last week. Keep proving to myself I don't have a clue.
__________________
Lsbcal is offline   Reply With Quote
Old 01-08-2016, 10:17 PM   #37
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 13,707
Quote:
Originally Posted by audreyh1 View Post
-3.27% YTD - in just one week. OUCH!!!!

That is a really depressing start to the week. And that was after my annual withdrawal, so arrrrgh!!!

That is almost as much as my withdrawal. If I didn't know any better, I'd think I doubled down on my withdrawal!
I feel your pain. I am down 3.24% YTD... stocks down about 5% and fixed income slightly higher.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
pb4uski is offline   Reply With Quote
Old 01-08-2016, 10:30 PM   #38
Thinks s/he gets paid by the post
sengsational's Avatar
 
Join Date: Oct 2010
Posts: 3,048
I'm not going to look...reading this thread's values tells me the news won't be good. A little better since my course change in October, but I'm sure still bad. How have peoples' international equities holding up?
__________________
sengsational is online now   Reply With Quote
Old 01-08-2016, 10:36 PM   #39
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 17,042
Quote:
Originally Posted by sengsational View Post
... How have peoples' international equities holding up?
Badly. International MFs and ETFs are down -6% to -8%.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
Old 01-08-2016, 10:41 PM   #40
Thinks s/he gets paid by the post
 
Join Date: Sep 2012
Location: Seattle
Posts: 2,405
While all of our main accounts are down, the junk bonds I have which pay 67.5% are actually up this week.

They were 18.5% of par and today are 20% of par. 12.5% coupon.

They pay 1.2% a week, which is just slightly less than Vinny at the local pawn store charges.
__________________

__________________
Fermion is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
My 2016 Work Performance Goal: Retire in June 38Chevy454 Life after FIRE 30 05-05-2016 05:02 PM
2015 YTD investment performance thread robnplunder FIRE and Money 689 01-21-2016 07:28 AM
YTD Performance Poll 4merKPer FIRE and Money 98 08-09-2011 12:09 PM
YTD 2006 investment Sam FIRE and Money 84 12-04-2006 01:39 PM

 

 
All times are GMT -6. The time now is 02:00 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.