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06-09-2016, 08:39 AM
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#381
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Thinks s/he gets paid by the post
Join Date: Jun 2013
Posts: 2,522
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Finally had the guts to check our year to date returns ( Except for YE I only do this when I think it will make me smile ) Taxable 5.42%, Tax deferred 6.6%. But that's after a poor 2015. AA 55/35/10
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06-11-2016, 08:12 AM
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#382
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Full time employment: Posting here.
Join Date: Mar 2016
Location: An island off the coast of Florida. (Ok - if you really need to know it's Vero Beach)
Posts: 633
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Still in accumulation phase. Up in the 401k 9.38% YTD per Fidelity. Major holding in utilities which accounts for majority of the increase. Glad to see that international index finally climbed back into the black this year after an awful start.
Since interest rates are probably going to stay low for the forseable future, staying heavy in electric utility (which is the bond proxy in the stock market and has very good returns). Of course when rates rise, utilities will get slammed.
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06-11-2016, 09:27 AM
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#383
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,705
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Net contribution = 0
Portfolio value increase = 5.04%
Now 25% bonds / cash
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06-11-2016, 05:38 PM
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#384
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 4,043
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5.34% ytd. If we trend this way the next six months I wouldn't complain. Sure it's no 30% year like I had a cpl back, but it'll beat inflation. Onward and upwards
__________________
Time > $$$ ~ 100% equities ~ FIRE @2031
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06-11-2016, 06:08 PM
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#385
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Quote:
Originally Posted by kgtest
5.34% ytd. If we trend this way the next six months I wouldn't complain...
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Who would? But I have "lost" 1.5% in just the last 2 trading days. That's my spending YTD.
Still up for the year, but how long before the market god takes it all back? Did someone say "Wh***" or something?
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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06-11-2016, 06:40 PM
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#386
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,139
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Quote:
Originally Posted by NW-Bound
Who would? But I have "lost" 1.5% in just the last 2 trading days. That's my spending YTD.
Still up for the year, but how long before the market god takes it all back? Did someone say "Wh***" or something?
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Quote:
Originally Posted by audreyh1
Whoohoo - banner day! Our portfolio finally grew enough to replenish the Jan 1 withdrawal. I always feel like celebrating when that happens.
Of course, it can go right back down again and undo all that hard work.......
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It was me. Sorry about that!
My withdrawal replenished celebration lasted a whole 3 days.
I now consider myself slapped down and thoroughly chastened!
__________________
Retired since summer 1999.
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06-29-2016, 10:21 AM
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#387
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2008
Location: On a hill in the Pine Barrens
Posts: 9,719
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Getting the month end numbers as I'll be travelling. Has been an exciting July.
401K is all RNWEX which I'd call a World/EM fund. Also has some US companies. It retreated to +3.39% return YTD in my account. Was +9.67% previous month.
70/30 brokerage (individual stocks, REITs, and muni funds, etc.) is sitting at 9.79% gain mid-day.
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06-29-2016, 01:13 PM
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#388
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,358
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Quote:
Originally Posted by target2019
....Has been an exciting July.....
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Are the rest of us in some sort of time warp?
But since you are there, what is the Dow at the end of July?
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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06-30-2016, 01:40 PM
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#389
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
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Quote:
Originally Posted by pb4uski
Are the rest of us in some sort of time warp?
But since you are there, what is the Dow at the end of July?
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... yeah, that's what I want to know, too. I am guessing it will be 25075.73 .
I will post my numbers after the market closes today. But I already know it will be slightly less than the pre-Brexit announcement at around 4.6%.
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06-30-2016, 06:27 PM
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#390
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,358
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4.49% YTD.... my calculation got a bit more complicated this month in that I did a big withdrawal in June for the condo we bought so I did a XIRR calculation.
However, the Investment Return Calculator: Measure your Portfolio's Performance is pretty similar at 4.43%
40% domestic stocks/20% international stocks/28% domestic bonds/7% international bonds/5% cash
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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06-30-2016, 07:19 PM
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#391
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2016
Location: Colorado
Posts: 8,971
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About +5.5% YTD with a 50/40/10, 10 being RE.
Fidelity updates everyday on their mobile app the average investor return over the last year. As of this evening, it was -4.82%. Ouch.
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06-30-2016, 07:25 PM
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#392
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
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4.6% so far. The biggest winner from my portfolio is FNMIX, an emerging market bond fund. The biggest loser is DODFX, an international stock fund. It took a big hit after Brexit result and didn't recover yet. Still doing well with my short term trades which is up about 7%. My total asset increased even with withdrawal. I couldn't have asked for more.
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06-30-2016, 09:42 PM
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#393
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Confused about dryer sheets
Join Date: May 2016
Location: Sun City
Posts: 6
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Hi. I am not sure and cant really know till year end. I am at 7-8% and I use Blue Chip Dividend Stocks and Covered Calls and my income is the Premiums and then Dividends.
I am Risk Adverse beyond the risk of BC Stock. My Strategy is 5 years old.
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07-01-2016, 12:14 AM
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#394
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Thinks s/he gets paid by the post
Join Date: Jun 2014
Posts: 1,069
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In the last 2 1/2 years, i have contributed 205k dollars to our various accounts. My total savings over those 2 1/2 years has risen by about 205k in that time. Uhg. I am going to say i'm flat for 2016, and 15, and 14.
Sent from my iPhone using Early Retirement Forum
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07-01-2016, 02:45 AM
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#395
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,123
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XIRR 5.63%
AA 40/50/10 (10% cash for planned high expenses this year and next)
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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07-01-2016, 06:35 AM
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#396
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Dryer sheet aficionado
Join Date: Mar 2016
Location: Central FL
Posts: 31
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I'd have to consult the magic spreadsheet to calculate how much we are up, but as of Friday we are back to where we were before the Brexit blowup. We are 50/50 AA and the nice thing is that the increase in the fixed income side that came as equities were getting clobbered hasn't decreased so that's a bonus.
Sent from my VS986 using Early Retirement Forum mobile app
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07-01-2016, 07:33 AM
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#397
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,358
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Quote:
Originally Posted by dallas27
In the last 2 1/2 years, i have contributed 205k dollars to our various accounts. My total savings over those 2 1/2 years has risen by about 205k in that time. Uhg. I am going to say i'm flat for 2016, and 15, and 14.
Sent from my iPhone using Early Retirement Forum
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What are you invested in? Wellington (indicative of a 60/40 AA) has returned 8.39% a year over the last 3 years.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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07-01-2016, 08:37 AM
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#398
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Posts: 2,288
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As of 6/30/16:
Im at +5.2% YTD with a 60/40 portfolio
SP500....+3.8%
Wellington...+5.1%
The last week from pre Brexit 6/23 to 6/30
Me: +0.4%
Sp500: -0.7%
Wellington: -0.2%
Short term of course, but I love it when I outperform when the market is up AND down
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07-01-2016, 08:42 AM
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#399
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Thinks s/he gets paid by the post
Join Date: Mar 2005
Location: yonder
Posts: 2,851
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My Dividend Stock Portfolio is up 10.13% (using the calculator suggested by pb4uski).
__________________
When the people shall have nothing more to eat, they will eat the rich--philosopher Jean-Jacques Rousseau
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07-01-2016, 09:05 AM
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#400
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Thinks s/he gets paid by the post
Join Date: Jan 2015
Posts: 1,539
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Continuing slow, steady climb, 5.6% ytd. AA remains at 58/24/18. I probably should put some cash to work but it sure helped me sleep this last week. I can only hope these results continue for the rest of the year.
__________________
Wisdom starts with wonder
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