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Old 07-01-2016, 08:08 PM   #421
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Old 07-02-2016, 07:08 AM   #422
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As of 6/30/16 up 2.57%.

Not as good as a month ago, when I single-handedly jinxed the markets. Back to levels seen earlier this year.
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Old 07-02-2016, 07:18 AM   #423
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Up 4.55% YTD. 50% equities.
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Old 07-02-2016, 07:49 AM   #424
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Up 6.77% as of June 30, 2016.

Have not taken anything out this year.....and I have some Utilities that have done very well......

I think I will increase Utility holdings...They LOVE lo/no interest rates ( to borrow for infrastructure improvements), pay dividends, and are a "safe haven".

Widespread blackouts during winter storms or summer heat waves, and gas pipeline or worse, distribution main explosions make State commissions VERY reluctant to deny rate increases....and with most infrastructure getting older by the day, that's a GOOD thing for Utilities when int. rates are so low......

That's today's opinion!!! Check back on Sept 30!!!!!
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Old 07-02-2016, 07:58 AM   #425
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Up ~5.8% with an AA of 40/50/10. The majority of the 40/50 is invested in two Vanguard balanced funds: Wellesley (up 7.9% YTD) and Wellington (up 5.2% YTD).

Looks like the tortoise is doing OK in this race...
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Old 07-02-2016, 08:05 AM   #426
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We're up 6.2% YTD. I've done some shifting of the portfolio so far this year, if I had to discount the hours & labor cost spent in portfolio mgm't, we'd be losing when compared with the passive Wellesley / Wellington combo that REWahoo has.
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Old 07-02-2016, 10:00 AM   #427
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I could have done better if I had put more in my winners, such as Cummins (30.5% YTD), ATT (29.1% YTD), Verizon (24% YTD), Utility ETF XLU (22.3%), or Walmart (21.2%), J&J (19.6%),
It appears that I am in good company as I own (except for Cummins) all those stocks and the ETF in my dividend portfolio. I imagine that most people whom invest in dividend stocks pretty much own the same group.
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Old 07-02-2016, 10:14 AM   #428
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According to Personal Capital:

PORTFOLIO PERFORMANCE
184-DAY CHANGE 6.07%

Stock performance:
You Index™
184-DAY 4.26%
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Old 07-02-2016, 10:26 AM   #429
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Wow, a lot of good YTD gains. Most of us are beating the market. I am impressed. Let's keep it up.
Yes! It's amazing how a site with so many index investors has so many reporting beating the indexes.
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Old 07-02-2016, 10:56 AM   #430
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I suppose having 20% of our equities in international has been a drag. But we're 53% equities broadly diversified, 37% fixed income. I'm surprised at all the >5% year to date results. I suppose a value oriented portfolio with no international exposure is really beating a more broadly diversified one!
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Old 07-02-2016, 11:06 AM   #431
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Yes! It's amazing how a site with so many index investors has so many reporting beating the indexes.
Interesting, isn't it? What I would find useful in these performance threads is how people's portfolios were performing vs their particular benchmarks.
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Old 07-02-2016, 11:12 AM   #432
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It appears that I am in good company as I own (except for Cummins) all those stocks and the ETF in my dividend portfolio. I imagine that most people whom invest in dividend stocks pretty much own the same group.
No international for you, I presume.
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Old 07-02-2016, 11:24 AM   #433
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We're up 4.0% as of 6/30. AA is 65% equities, 35% fixed income (20% in cash & cash equivalents, rest in bonds).

Of our equities 58% in US, 42% in international (ouch).

Main winners in portfolio:

REIT: 13%
large and small value: 7-10%
short term corporate bond: 3%
intermediate total bond: 5.5%
EM: 7.5%
international real estate: 5.8%

The REITs are somewhat surprising since I think since the past few years, everyone has been saying their expected return sucks and they will likely go nowhere.

Bonds have continued to be a good bet for us and I will likely keep them over CDs unless the rate is over 2%.
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Old 07-02-2016, 12:12 PM   #434
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No international for you, I presume.
The dividend portfolio has only one international company: Unilever (UL).
But, it has Boeing, Cisco, Caterpillar (darn), G.E., McDonalds, and a few other companies that get about half their sales from outside the U.S..
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Old 07-02-2016, 12:31 PM   #435
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It appears that I am in good company as I own (except for Cummins) all those stocks and the ETF in my dividend portfolio. I imagine that most people whom invest in dividend stocks pretty much own the same group.
Hey, where's the guy who said he would be watching you?

Oops, I spilled the bean.
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Old 07-02-2016, 01:35 PM   #436
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That sounds more like me, that is the 3.7%. Some of the numbers mentioned in this thread seem astronomical in todays market, possibly we have some budding hedge fund managers or very good market timers.
Another option: my portfolio is in Euro (I live in the Eurozone).

Index trackers: +2.3%
Individual portfolio: +13.5%
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Old 07-02-2016, 01:39 PM   #437
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Probably not the typical mix on this board.
Merriman has these in his Ultimate Buy and Hold portfolio. I hold these in Fidelity ETFs. I'll have to calculate my YTD return.

I pulled out a chunk for a kitchen renovate, a bathroom complete gut and renovate, new flooring through most of the house, a piano, and a new block wall, a rock fill-in and new patio over it. Even with the spending, we are still be positive for 2016.

Edit added 8.49% YTD.
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Old 07-02-2016, 02:20 PM   #438
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Merriman has these in his Ultimate Buy and Hold portfolio. I hold these in Fidelity ETFs. I'll have to calculate my YTD return.
I am surprised he would have emerging market bonds or municipals (except for taxable ports) in his buy and hold model portfolio.

Any how, my thinking was skewed due my ports having a large cash position, and that made me attribute some of the strong results reported in the thread to brilliance or timing which clearly is not the case, so can easily see how some folks could have double digit performance. While I like dry powder, I should probably cap it at 10-15% in the future
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Old 07-02-2016, 02:38 PM   #439
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I'm up 10%.
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Old 07-02-2016, 02:48 PM   #440
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Interesting, isn't it? What I would find useful in these performance threads is how people's portfolios were performing vs their particular benchmarks.
Bond index funds have done well this year as have the actively-managed Wellesley and Wellington with their significant bond positions and value tilts. So folks with less international stocks and more bonds have to be happy.

So some YTD (through 1-July) fund returns:
7.94% Wellesley (38/62)
5.29% Wellington (66/34)
4.87% VBIAX Balanced index (60/40, no foreign stocks)
4.15% VTXVX Target Retirement 2015 (47/53)
4.05% VTWNX Target Retirement 2020 (58/42 AA)
3.84% VTTVX Target Retirement 2025 (66/34)
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