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Old 11-01-2016, 07:54 AM   #641
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My personal Schwab Intelligent Portfolio is up 7.5% YTD.

Vanguard Total Market is up about 8.1%.

The Intelligent Portfolio is my test of these new fangled robo-advisors. I have a very small amount in the IP. The Schwab portfolio is not all stocks all the time. It contains a cash reserve and some bonds. Overall, it seems competitive.
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Old 11-01-2016, 08:53 AM   #642
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Old 11-01-2016, 11:56 PM   #643
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Quote:
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My personal Schwab Intelligent Portfolio is up 7.5% YTD.

Vanguard Total Market is up about 8.1%...
The 8.1% YTD seems high. So, I looked on Morningstar, and it said that a $10K invested in VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) on 12/31/2015 becomes $10,484 today, 11/01/2016. That's 4.84%.

Did I look up the right one?

By the way, Vanguard S&P 500 (VFINX) is up 4.76% YTD.
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Old 11-02-2016, 02:31 AM   #644
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AA now 55/45/0 as I have cashed in all our I-Bonds(cash) and a short term bond fund to buy a house.

I start receiving checks from a private pension in February and DW will start receiving her SS in November so no need to hold as many bonds as we have held since ER'ing in 2010. I plan to move to an AA of 60/40.
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Old 11-02-2016, 09:26 AM   #645
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Nice tick up in October. Now at about 17% YTD about 3% of that represented by divs. 100% Canadian equities. Very satisfied.
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Old 11-02-2016, 09:57 AM   #646
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You made me look. The S&P Canadian Stock Index TSX is up 12.91% YTD. I think that is without dividend.

I do not follow Canada stock market, but noticed something interesting with the statistics. That is out of 247 stocks in that index, only 75 stocks are up YTD, while a majority of 168 is down (4 are flat?). Source: Bloomberg.

That means a bifurcation, and the stocks that are up go up a lot to carry the rest. I wonder what segments are doing so well.
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Old 11-02-2016, 10:56 AM   #647
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You made me look. The S&P Canadian Stock Index TSX is up 12.91% YTD. I think that is without dividend.

I do not follow Canada stock market, but noticed something interesting with the statistics. That is out of 247 stocks in that index, only 75 stocks are up YTD, while a majority of 168 is down (4 are flat?). Source: Bloomberg.

That means a bifurcation, and the stocks that are up go up a lot to carry the rest. I wonder what segments are doing so well.
I have about 12 names. Banks, telcos, pipes, mostly. Some utilities, Reits, I have outperformed the TSX by a wide margin (3-4% per year) for almost 20 years. Not as diversified as most would like but at this point I'm so far ahead not too worried. YTD for me pipes are up the most. Last year my total return was -1% so a bit of a rebound. The TSX is heavily weighted in commodity/resource stocks which have rebounded this year.

Looks like the TSX total return index is up about 13.7% YTD. I'm actually at 17.8% so looks like I'm ouperforming by about 4%.
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Old 11-03-2016, 04:01 AM   #648
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As of 11/01/16: Current 401k Personalized Rate of Return YTD 10.26%. That is all world EM fund RNWEX.

6.67% YTD is reported by M* for RNWEX. So there is a nice timing effect from bi-monthly contributions.
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Old 11-03-2016, 08:11 AM   #649
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The 8.1% YTD seems high. So, I looked on Morningstar, and it said that a $10K invested in VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) on 12/31/2015 becomes $10,484 today, 11/01/2016. That's 4.84%.

Did I look up the right one?

By the way, Vanguard S&P 500 (VFINX) is up 4.76% YTD.
I'm not sure where I got that number from. But, it appears to be an error. Thanks for the heads-up.
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Old 11-06-2016, 11:44 AM   #650
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Not a good month for me, dropped back to a 6.6% ytd. These next few days/weeks will be interesting.
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Old 11-06-2016, 08:33 PM   #651
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Not a good month for me, dropped back to a 6.6% ytd. These next few days/weeks will be interesting.
The month isn't over yet. The market went down steadily since Comey's letter. Today, he clarified it and the pre-market is up over one percent. I think Novemeber would be a good stock month, after the election and all.
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Old 11-06-2016, 10:58 PM   #652
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Not sure...I just keep buying each month.
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Old 11-07-2016, 06:46 AM   #653
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As of 11/1, 3.1%.

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I think November would be a good stock month, after the election and all.
I hope so. At year end, stocks go up more often than not, but there is also a likely Fed rate hike which may already be priced in.
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Old 11-07-2016, 01:39 PM   #654
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As of the close on Friday my robo Schwab Intelligent portfolio lost 1% in about a week, and is down to +6.5% for the year.
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Old 11-07-2016, 09:53 PM   #655
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As of 11/1, 3.1%.



I hope so. At year end, stocks go up more often than not, but there is also a likely Fed rate hike which may already be priced in.
IMHO, I think the December hike is baked in. Stock may still go down a bit at the hike but will be a non-factor for the month of December.
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Old 11-30-2016, 05:02 PM   #656
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Up 8.2%. FNMIX still tops the list with 16% gain followed by my short-term trades at 12%. A simple majority of my mutual funds are outperforming the market. Two more months left until the end of 2016. I will be happy if I can finish the year with 8% return.
9.35%, up over 1% since a month ago. Other than US stock funds, everything else, bonds & foreign funds, fell. The winner was the energy fund. It's up 17%.

My short term trades are up 14% so far, up 2% from the previous month.

If things hold up, I will end my 1st retirement year in positive, at my highest net worth.
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Old 11-30-2016, 06:28 PM   #657
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As of 11/30/2016..... 7.62% YTD, up 1% from last month
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Old 11-30-2016, 07:32 PM   #658
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No changes in holdings (58/28/14) but some individual stocks came back strong. Up 1.8 for the month, 8.4% ytd.
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Old 11-30-2016, 09:40 PM   #659
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8.05% YTD. That's computed over all investable assets, including stinkin' cash.
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Old 12-01-2016, 04:26 AM   #660
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Overall, up 1.19% for month. That is a simple tally, without IRR calculation.

When I look at weighted results, the number is 8.99% YTD 2016.

This next one is interesting since the returns have been out-sized until now. Regular 401(k) contributions were going in at the right time, and EM was rising for much of the year. Now the EM tress are not growing. Sill positive, but will probably add a different fund in 2017, something like RLBGX American Funds American Balanced Fund Class R-6.

401(k) account - EM-focused RNWEX
Personalized Rate of Return since 01/01/2016
4.11%
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