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11-01-2016, 07:54 AM
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#641
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,266
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My personal Schwab Intelligent Portfolio is up 7.5% YTD.
Vanguard Total Market is up about 8.1%.
The Intelligent Portfolio is my test of these new fangled robo-advisors. I have a very small amount in the IP. The Schwab portfolio is not all stocks all the time. It contains a cash reserve and some bonds. Overall, it seems competitive.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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11-01-2016, 08:53 AM
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#642
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Thinks s/he gets paid by the post
Join Date: Sep 2012
Posts: 1,570
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9.07%. 68-26-6 aa.
__________________
You know that suit they burying you in? Thar ain’t no pockets in that suit, boy.
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11-01-2016, 11:56 PM
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#643
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Quote:
Originally Posted by Chuckanut
My personal Schwab Intelligent Portfolio is up 7.5% YTD.
Vanguard Total Market is up about 8.1%...
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The 8.1% YTD seems high. So, I looked on Morningstar, and it said that a $10K invested in VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) on 12/31/2015 becomes $10,484 today, 11/01/2016. That's 4.84%.
Did I look up the right one?
By the way, Vanguard S&P 500 (VFINX) is up 4.76% YTD.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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11-02-2016, 02:31 AM
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#644
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
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XIRR 5.71%
AA now 55/45/0 as I have cashed in all our I-Bonds(cash) and a short term bond fund to buy a house.
I start receiving checks from a private pension in February and DW will start receiving her SS in November so no need to hold as many bonds as we have held since ER'ing in 2010. I plan to move to an AA of 60/40.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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11-02-2016, 09:26 AM
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#645
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Thinks s/he gets paid by the post
Join Date: Dec 2009
Location: Alberta/Ontario/ Arizona
Posts: 3,393
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Nice tick up in October. Now at about 17% YTD about 3% of that represented by divs. 100% Canadian equities. Very satisfied.
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11-02-2016, 09:57 AM
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#646
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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You made me look. The S&P Canadian Stock Index TSX is up 12.91% YTD. I think that is without dividend.
I do not follow Canada stock market, but noticed something interesting with the statistics. That is out of 247 stocks in that index, only 75 stocks are up YTD, while a majority of 168 is down (4 are flat?). Source: Bloomberg.
That means a bifurcation, and the stocks that are up go up a lot to carry the rest. I wonder what segments are doing so well.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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11-02-2016, 10:56 AM
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#647
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Thinks s/he gets paid by the post
Join Date: Dec 2009
Location: Alberta/Ontario/ Arizona
Posts: 3,393
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Quote:
Originally Posted by NW-Bound
You made me look. The S&P Canadian Stock Index TSX is up 12.91% YTD. I think that is without dividend.
I do not follow Canada stock market, but noticed something interesting with the statistics. That is out of 247 stocks in that index, only 75 stocks are up YTD, while a majority of 168 is down (4 are flat?). Source: Bloomberg.
That means a bifurcation, and the stocks that are up go up a lot to carry the rest. I wonder what segments are doing so well.
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I have about 12 names. Banks, telcos, pipes, mostly. Some utilities, Reits, I have outperformed the TSX by a wide margin (3-4% per year) for almost 20 years. Not as diversified as most would like but at this point I'm so far ahead not too worried. YTD for me pipes are up the most. Last year my total return was -1% so a bit of a rebound. The TSX is heavily weighted in commodity/resource stocks which have rebounded this year.
Looks like the TSX total return index is up about 13.7% YTD. I'm actually at 17.8% so looks like I'm ouperforming by about 4%.
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11-03-2016, 04:01 AM
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#648
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2008
Location: On a hill in the Pine Barrens
Posts: 9,725
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As of 11/01/16: Current 401k Personalized Rate of Return YTD 10.26%. That is all world EM fund RNWEX.
6.67% YTD is reported by M* for RNWEX. So there is a nice timing effect from bi-monthly contributions.
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11-03-2016, 08:11 AM
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#649
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,266
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Quote:
Originally Posted by NW-Bound
The 8.1% YTD seems high. So, I looked on Morningstar, and it said that a $10K invested in VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) on 12/31/2015 becomes $10,484 today, 11/01/2016. That's 4.84%.
Did I look up the right one?
By the way, Vanguard S&P 500 (VFINX) is up 4.76% YTD.
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I'm not sure where I got that number from. But, it appears to be an error. Thanks for the heads-up.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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11-06-2016, 11:44 AM
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#650
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Thinks s/he gets paid by the post
Join Date: Jan 2015
Posts: 1,539
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Not a good month for me, dropped back to a 6.6% ytd. These next few days/weeks will be interesting.
__________________
Wisdom starts with wonder
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11-06-2016, 08:33 PM
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#651
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
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Quote:
Originally Posted by KCGeezer
Not a good month for me, dropped back to a 6.6% ytd. These next few days/weeks will be interesting.
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The month isn't over yet. The market went down steadily since Comey's letter. Today, he clarified it and the pre-market is up over one percent. I think Novemeber would be a good stock month, after the election and all.
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11-06-2016, 10:58 PM
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#652
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Full time employment: Posting here.
Join Date: Nov 2015
Posts: 661
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Not sure...I just keep buying each month.
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11-07-2016, 06:46 AM
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#653
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Full time employment: Posting here.
Join Date: May 2015
Location: Atlanta suburbs
Posts: 633
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As of 11/1, 3.1%.
Quote:
Originally Posted by robnplunder
I think November would be a good stock month, after the election and all.
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I hope so. At year end, stocks go up more often than not, but there is also a likely Fed rate hike which may already be priced in.
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11-07-2016, 01:39 PM
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#654
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,266
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As of the close on Friday my robo Schwab Intelligent portfolio lost 1% in about a week, and is down to +6.5% for the year.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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11-07-2016, 09:53 PM
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#655
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
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Quote:
Originally Posted by DEC-1982
As of 11/1, 3.1%.
I hope so. At year end, stocks go up more often than not, but there is also a likely Fed rate hike which may already be priced in.
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IMHO, I think the December hike is baked in. Stock may still go down a bit at the hike but will be a non-factor for the month of December.
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11-30-2016, 05:02 PM
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#656
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
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Quote:
Originally Posted by robnplunder
Up 8.2%. FNMIX still tops the list with 16% gain followed by my short-term trades at 12%. A simple majority of my mutual funds are outperforming the market. Two more months left until the end of 2016. I will be happy if I can finish the year with 8% return.
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9.35%, up over 1% since a month ago. Other than US stock funds, everything else, bonds & foreign funds, fell. The winner was the energy fund. It's up 17%.
My short term trades are up 14% so far, up 2% from the previous month.
If things hold up, I will end my 1st retirement year in positive, at my highest net worth.
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11-30-2016, 06:28 PM
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#657
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,376
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As of 11/30/2016..... 7.62% YTD, up 1% from last month
60/35/5 AA
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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11-30-2016, 07:32 PM
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#658
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Thinks s/he gets paid by the post
Join Date: Jan 2015
Posts: 1,539
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No changes in holdings (58/28/14) but some individual stocks came back strong. Up 1.8 for the month, 8.4% ytd.
__________________
Wisdom starts with wonder
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11-30-2016, 09:40 PM
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#659
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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8.05% YTD. That's computed over all investable assets, including stinkin' cash.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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12-01-2016, 04:26 AM
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#660
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2008
Location: On a hill in the Pine Barrens
Posts: 9,725
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Overall, up 1.19% for month. That is a simple tally, without IRR calculation.
When I look at weighted results, the number is 8.99% YTD 2016.
This next one is interesting since the returns have been out-sized until now. Regular 401(k) contributions were going in at the right time, and EM was rising for much of the year. Now the EM tress are not growing. Sill positive, but will probably add a different fund in 2017, something like RLBGX American Funds American Balanced Fund Class R-6.
401(k) account - EM-focused RNWEX
Personalized Rate of Return since 01/01/2016
4.11%
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