2018 YTD investment performance thread

[gayl]

Quote:

Originally Posted by rados10 Hi everyone. Has anyone here used a robo 401k advisor such as Blooom.com? Just wondering what your thoughts are on it.

I used Schwab's version of it and it autobalanced my legacy acct way way to often for me. Plus it had me in a lot of indexes. I measured it against the IRA with just 3 indexes and it underperformed

[Ed B]

Investment returns up 5.8% YTD. After the February drop I am very pleased.

[HI Bill]

Quote:

Originally Posted by NYEXPAT I watch the markets daily but transactions I do not look at frequently. I happened to check this morning and noticed 12 atm withdrawals from a account where I do not use the debit card. Called my broker this morning, got the card cancelled and a promise that the withdrawals will be replaced. Now I need to look at the transactions weekly.

I'd suggest setting up automatic texts and/or emails for ALL transactions. That way, there's no action required on your part, and if ANYTHING happens, you'll know it! I've done this for my Vanguard accounts and all credit card and bank accounts. Gives me peace of mind.

[HI Bill]

"I don't know, but suspect my friend redduck who is heavy into dividend stocks will be OK in the days ahead. If the market tanks, he may still lose money, but lose less than others with more aggressive growth stocks." I had some mutual funds that pay dividends in 2008-2009. While I lost more than a couple of Porsches in value, my dividends kept coming in my taxable accounts, and I kept paying taxes on those! That's when it hurts!

[NW-Bound]

Quote:

Originally Posted by HNL Bill ... I had some mutual funds that pay dividends in 2008-2009. While I lost more than a couple of Porsches in value, my dividends kept coming in my taxable accounts, and I kept paying taxes on those! That's when it hurts!

During that time, I sold a lot of stocks to realize the loss for tax purposes. Not wanting to be out of the market too long in case of a bounce, I bought something else in the same sector to avoid the wash sales rule.

If you do index, I don't know what you can do. Sell S&P, and buy back large-cap, mid-cap, and small-cap separately? Maybe that can work, as the IRS does not have to time to check all that out with small investors.

[NYEXPAT]

Quote:

Originally Posted by HNL Bill I'd suggest setting up automatic texts and/or emails for ALL transactions. That way, there's no action required on your part, and if ANYTHING happens, you'll know it! I've done this for my Vanguard accounts and all credit card and bank accounts. Gives me peace of mind.

Thanks, They cancelled the card and sent a new one too Peru in 5 days. They replaced the funds and any associated cost's. I won't bother activating the new card,so this will never happen in the future. I get enough text messages as I am walking down the street and am considering tossing the smartphone as well. Anybody who knows me, knows where/when I hang out, so they can just come tell me in person. Depending on the time of day there will be a coffee or whiskey in it for them!

[cyber888]

1/1/18 to 8/31/18 ... 10.7%

[NYEXPAT]

Quote:

Originally Posted by nyexpat ytd = +16.1% this is down about a 1/4% since july 31st.

ytd = +17.34

[gayl]

Quote:

Originally Posted by gayl 6.94% which is less than last year but I was 90/10 then, I'm now Stocks 85%, Bonds / CDs 14%, Cash 1%

A poor decision has my YTD dipping to 6.49%

[wingfooted]

Quote:

Originally Posted by gayl A poor decision has my YTD dipping to 6.49%

You went short Tilray (TLRY) ?

[robnplunder]

Quote:

Originally Posted by robnplunder Up 3.8% ... on a pace to spend more than 4% of my investment/asset this year due to several unplanned expenses (e.g, paying 50% of DS's graduate school expense). Oh, well.

Dipped to +3.3%. Several of my stock funds took more hit than the rest.

[gayl]

Quote:

Originally Posted by wingfooted You went short Tilray (TLRY) ?

No ... LOL. You've got me confused with someone else. I no longer short stocks

[Fedup]

My very low equity AA cause very low performance.
For my husband, 23% equities, 4.20% YTD
For my account, 27% equities, 5.40% YTD

[Dtail]

Quote:

Originally Posted by Fedup My very low equity AA cause very low performance. For my husband, 23% equities, 4.20% YTD For my account, 27% equities, 5.40% YTD

Those are good relative numbers. SP500 up 9% YTD.

[Fedup]

Quote:

Originally Posted by Dtail Those are good relative numbers. SP500 up 9% YTD.

Thanks, I thought voo ytd is 10.36% or something close.

[NW-Bound]

Went from 5.2% YTD on 8/31 to 4.6% YTD today. So, lost -0.6% in September.

Considering that international and EM are down, semiconductor sector down big (some holdings down more than -10% this month), I think it's amazing that I lost only 0.6% this month.

PS. By the way, the S&P is roughly flat this month, while the Dow went up 2%. Revenge of the stodgy stocks?

PPS. Speaking of stodgy stocks, Wellington and Wellesley did not do well this month. Hmmm...

[street]

From Jan. 1st through today (Sept. 18th) I'm up 9.3%.

[pb4uski]

4.20% through Sep YTD, but benchmark Vanguard LifeStrategy Moderate Growth Fund (VSMGX) was only 2.72% YTD.

Sep 30	4.20%
Aug 31	4.00%
Jul 31	3.04%
Jun 30	1.06%
May 31	1.24%
Apr 30	0.37%
Mar 31	0.12%
Feb 28	0.88%
Jan 31	3.53%

[kgtest]

+15.43.

[target2019]

Quote:

Originally Posted by target2019 5.73% Total Portfolio Value increase YTD 3.66% YTD Performance 52-43-05 (Stk-Bnd-Csh) AA Expert Analysis: EM and Bonds, meet the headwinds!

September 2018
5.91% Total Portfolio Value increase YTD
0.18% Month increase from previous
3.41% YTD Performance, total pie weighted
52-43-05 (Stk-Bnd-Csh) AA

Expert Analysis: World is confused!


Focus on Legacy 401K
See picture below for assets
Personal Rate of Return (YTD) - 4.08%
Percentage of total pie - 26.5%