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Old 01-02-2016, 02:43 PM   #41
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Join Date: Jul 2008
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I think we have been spoiled by the bull market of 2010-2014. We expect our stash to grow despite withdrawal. In recent threads when the prognostication by Bogle and Shiller of future low market returns was discussed, people got upset and almost called them names.

We will see how the future unfolds, but if this market trend continues there will be a lot of teeth gnashing and wailing.

"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
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Old 01-03-2016, 09:34 AM   #42
Dryer sheet wannabe
Join Date: Oct 2008
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Down 0.7% for Year 2015. I can live with that. My small-cap value and foreign stock allocations are what put me under water last year.

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