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Old 06-25-2013, 01:13 PM   #21
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Originally Posted by LeavingOhio View Post
I've said this before, but I am still toying with the idea of having ZERO bonds in my investment money when retired...all stocks. If I did that, I think I would want 2 years of expenses available to me in CASH or some other SUPER safe vehicle like CDs ...
I assume you are saying about 92-94% in equities and ~ 6-8% in cash (2 years of expenses at 3-4% WR). Gotta count all the money.

Historically, that's been far better than a very low allocation to equities.

-ERD50
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Old 06-25-2013, 06:23 PM   #22
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I assume you are saying about 92-94% in equities and ~ 6-8% in cash (2 years of expenses at 3-4% WR). Gotta count all the money.

Historically, that's been far better than a very low allocation to equities.

-ERD50
That is my inclination as well. We will see how brave I am when we get there.
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Old 06-26-2013, 03:45 PM   #23
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I assume you are saying about 92-94% in equities and ~ 6-8% in cash (2 years of expenses at 3-4% WR). Gotta count all the money.

Historically, that's been far better than a very low allocation to equities.

-ERD50
Well, that's why I said "...ZERO bonds in my investment money..." Cash isn't investment money.
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