I work Part-Time. Salary about $26,000 year.
I am currently putting 6% of salary towards my 401K with 50% company match. The fees seem to be very high. And also contributing $4000 in a Roth at the advice of my dad.
I can contribute about $12,000 or maybe $13,000 a year total towards something. Do I put it all in my 401K or do 6% 401K and the rest in an IRA? roth or regular?
I have no debts and 2 houses paid for, and some money sitting in a MMA from a recent inheritance if that makes any difference to your advice. I need to do something with that I know but one thing at a time....
I am currently putting 6% of salary towards my 401K with 50% company match. The fees seem to be very high. And also contributing $4000 in a Roth at the advice of my dad.
I can contribute about $12,000 or maybe $13,000 a year total towards something. Do I put it all in my 401K or do 6% 401K and the rest in an IRA? roth or regular?
I have no debts and 2 houses paid for, and some money sitting in a MMA from a recent inheritance if that makes any difference to your advice. I need to do something with that I know but one thing at a time....