My friend contacted his payroll department and they confirmed he is eligible for catch-up contributions. But he hsa to fill out a separate form which means he will lose some time in beginning these additional contributions which seems somewhat unfair and inefficient. But he can have a greater percentage of his pay put toward the higher limit so that will offset the temporary shortfall due to his hitting the cap in the middle of his most recent paycheck. It will make for bumpy net pay until things straighten themselves out but he will be okay because we are well short of the end of the year.
Thank you to those who most recently replied.
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.
"I want my money working for me instead of me working for my money!"