One of the blogs I receive that track CD bargains alerted me about a NY CU which I once was a member, Polish and Slavic Federal Credit Union offering 6.11% apy for over $90k 5 year CD. I was about to mail the forms when I decided to check their rating. According to Bankrate, their performance is well below CU averages.
Even though they are NCUA insured, it is worth getting 50 to 60 basis points in a weak financial institution.
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