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6.25% CD
Old 03-07-2007, 03:55 PM   #1
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just saw that Justice Federal Credit Union is offering a 6.25% 2 yr CD ... easy "membership"... anyone know anything about Justice FCU? i don't.
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Re: 6.25% CD
Old 03-07-2007, 05:04 PM   #2
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just saw that Justice Federal Credit Union is offering a 6.25% 2 yr CD ... easy "membership"... anyone know anything about Justice FCU? i don't.
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Do you have a link?
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Re: 6.25% CD
Old 03-07-2007, 06:02 PM   #3
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Do you have a link?
http://bankdeals.blogspot.com/2007/0...te-cu-and.html
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Re: 6.25% CD
Old 03-07-2007, 07:33 PM   #4
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6.25% 2 yr CD
Chasing CD rates is like chasing rates for savings accounts/MMF as far as I am concerned. I would rather stay with my MMF paying 5.10% and have the flexibility of writing a check tomorrow if I want to.
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Re: 6.25% CD
Old 03-07-2007, 09:01 PM   #5
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Quote:
Originally Posted by mickeyd
Chasing CD rates is like chasing rates for savings accounts/MMF as far as I am concerned. I would rather stay with my MMF paying 5.10% and have the flexibility of writing a check tomorrow if I want to.
With savings/MM accounts they can change the rate on you the day after you invest. So you can put a lot of effort in without getting the results you expected.

Not so with CDs. If you are looking to invest for a few months or years, you know what you'll have for that entire term.

I keep the same MM account even if it's a little lower than the next guy, but with CDs I'll look all over to find the bank willing to give me the best rate.
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Re: 6.25% CD
Old 03-08-2007, 01:51 AM   #6
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Thanks!
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Re: 6.25% CD
Old 03-08-2007, 04:23 AM   #7
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I did a little due dilligence on Justice FCU and it checks out. I'm planning to open an acount .
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Re: 6.25% CD
Old 03-08-2007, 06:13 AM   #8
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Went to the site but did not see the 6.25% rate this morning.

EDIT: Opps, I see it, too early in the morning, I guess.
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Re: 6.25% CD
Old 03-08-2007, 07:12 AM   #9
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The 6.25 rate is on the right side of the home page.

http://www.jfcu.org/
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Re: 6.25% CD
Old 03-08-2007, 08:39 AM   #10
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If I had a spare $200k I would sling it at this. The best I am getting at the moment is 6% with PenFed but it is locked for a while. Does not come due till June 07.

Always happens, when I have no available cash other than living expenses and reserve.

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Re: 6.25% CD
Old 03-08-2007, 11:23 AM   #11
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That does look good, I hope someone joins and goes for the CD so they can post the results.
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Re: 6.25% CD
Old 03-08-2007, 02:52 PM   #12
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6.35% APY for Jumbo deposits of $100k or more at JFCU.
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Re: 6.25% CD
Old 03-20-2007, 08:33 PM   #13
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I just clicked on CD rates at the bottom of the screen and I see Millenium Bank with a 3 year CD of 100k for 7.75%. Has anyone invested with them? I'm getting ready to set up our CD ladder for retirement and I'm looking for the best rates.
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Re: 6.25% CD
Old 03-20-2007, 08:41 PM   #14
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Originally Posted by AlmostDone
I just clicked on CD rates at the bottom of the screen and I see Millenium Bank with a 3 year CD of 100k for 7.75%. Has anyone invested with them? I'm getting ready to set up our CD ladder for retirement and I'm looking for the best rates.
Link? Sounds too good.
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Re: 6.25% CD
Old 03-20-2007, 08:43 PM   #15
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Click on 5 year CD rates at the bottom of this page. Then click on the second entry.
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Re: 6.25% CD
Old 03-20-2007, 08:45 PM   #16
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Try this: http://www.mlnbank.com/Services/prem...FRSJgQodhz-pEg
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Re: 6.25% CD
Old 03-20-2007, 08:45 PM   #17
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Quote:
Originally Posted by DOG52
Link? Sounds too good.
It is TGTBT. They are not FDIC insured and not in the USA.
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Re: 6.25% CD
Old 03-20-2007, 08:46 PM   #18
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Quote:
Originally Posted by DOG52
Link? Sounds too good.
It is...

"Millennium Bank is located in Kingstown which is the capital of St. Vincent and the Grenadines (SVG). "

No thanks.

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Re: 6.25% CD
Old 03-20-2007, 08:49 PM   #19
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Thanks for the warning. Back to searching....
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Re: 6.25% CD
Old 03-20-2007, 08:51 PM   #20
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Boy, if you could get 8.75% as the website shows, the stock market would certainly go in the crapper. I'll have to pass too.
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