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6 stitches = $800
Old 09-05-2006, 09:01 PM   #1
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6 stitches = $800

I put a kitchen knife into one of my fingers by mistake, and six stitches (plus one x-ray) later, I get an ER bill for $800. Thankfully my co-pay is only $50. But how does anyone live without health insurance these days?
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Re: 6 stitches = $800
Old 09-05-2006, 09:10 PM   #2
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Re: 6 stitches = $800

Soupxcan I think I've got you beat on this one. DH had lithotripsy on his kidneys (outpatient) to smash some big kidney stones. Total time at the Surgery Center was 2hrs 45min. The bill was $12,000. God help anyone without great insurance!
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Re: 6 stitches = $800
Old 09-05-2006, 09:15 PM   #3
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Re: 6 stitches = $800


I work in the healthcare field.

Recently our computers were
updated to process medical
bills with SEVEN figures




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Re: 6 stitches = $800
Old 09-05-2006, 09:24 PM   #4
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Re: 6 stitches = $800

Quote:
I put a kitchen knife into one of my fingers by mistake
Livestyle choice. There are so many americans cutting themsleves on kitchen knives these days. It's the welfare mentality that's responsible. Let somebody else pay for it. This is why health care costs are so high. If more people took better care of themselves and didn't cut themselves you'd see medical costs plummet
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Re: 6 stitches = $800
Old 09-05-2006, 09:41 PM   #5
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Re: 6 stitches = $800

I had a root canal on a molar last week (lucky me ). Amazingly fast (30 minutes after the local anesthetic took), painless, and easy.

Until I got the bill: $1050. Most painful painless procedure I've ever had.
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Re: 6 stitches = $800
Old 09-05-2006, 09:43 PM   #6
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Re: 6 stitches = $800

Quote:
Originally Posted by razztazz

Livestyle choice. There are so many americans cutting themsleves on kitchen knives these days. It's the welfare mentality that's responsible. Let somebody else pay for it. This is why health care costs are so high. If more people took better care of themselves and didn't cut themselves you'd see medical costs plummet
Razztazz,

I hope your comment was a joke. Otherwise it strikes me as one of the dumber ones I've seen here. Medical costs are high because people don't care if they cut themselves accidently with a knife because they know someone else will pay for it? Get real.

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Re: 6 stitches = $800
Old 09-05-2006, 09:46 PM   #7
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Re: 6 stitches = $800

Quote:
I hope your comment was a joke
It was and remains a joke. "Parody" is what they call that.

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Re: 6 stitches = $800
Old 09-05-2006, 09:49 PM   #8
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Re: 6 stitches = $800

Quote:
Originally Posted by Rich_in_Tampa
I had a root canal on a molar last week (lucky me ). Amazingly fast (30 minutes after the local anesthetic took), painless, and easy.

Until I got the bill: $1050. Most painful painless procedure I've ever had.
Several weeks ago the dentist repaired the top incisors. Cost $204. Suppose that was 1% of my annual income.

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Re: 6 stitches = $800
Old 09-05-2006, 09:50 PM   #9
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Re: 6 stitches = $800

the billing rate and the negotiated rate by insurance companies are two different animals.

When I see the MD they bill over $100. I pay $10 and the insurance company pays like $27.50. I have no idea what would happen if I did not have insurance.

However, the last time I saw the MD I had poison Ivy Everywhere, and I mean EVERYWHERE and I did not care how much they billed. Enough said.
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Re: 6 stitches = $800
Old 09-05-2006, 10:05 PM   #10
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Re: 6 stitches = $800

Quote:
Originally Posted by shorttimer
When I see the MD they bill over $100. I pay $10 and the insurance company pays like $27.50.
$27.50? - that seems low. I think they normally receive 70 - 80%.
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Re: 6 stitches = $800
Old 09-05-2006, 10:20 PM   #11
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Re: 6 stitches = $800

Quote:
Originally Posted by Spanky
$27.50? - that seems low. I think they normally receive 70 - 80%.
Not always. Depends on the group, carrier, HMO, PPO, etc. It is not unusual for a Medicare "participating provider" to collect under 50% of charges for certain procedures. If you are not a surgical or procedural specialist, it is very difficult to run a profitable practice assuming you feel you are worth a 6 figure salary. This is what is driving so many seemingly irrational billing practices, concierge practices, gimmicky niche practices, etc.

Even in academics the pressure to produce is intense. I practice about half-time with the remainder in teaching, research, administration etc. I am grateful to have a buffer.
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Re: 6 stitches = $800
Old 09-05-2006, 11:18 PM   #12
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Re: 6 stitches = $800

DW's first surgery hospital bill for 2 hours of surgery, one hour recovery and 3 days in a private room....rounded to $97,500.00

Surgeons bill for 2 hours of surgery plus a couple of five minute post op. office visits...$17,000

Second hospital stay through the ER because surgeon put a screw next to a leg nerve root...5 days in the hospital. rounded to $22,000

Second surgery to remove the screw the surgeon put in the wrong place...
We are still waiting for the bills but you can guess they will be over $30k combined. My insurance pays at only 70% because of out of network status of the hospital. We believe the surgeon should pay the hospital bill for the second hosptial stay and the third one along with the second surgery; my lost time to do home nursing part time for the past 11 weeks; my wife's now disability due to nerve damage; etc.

Now we start physical therapy to see if she can regain the use of her leg.
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Re: 6 stitches = $800
Old 09-05-2006, 11:23 PM   #13
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Re: 6 stitches = $800
Old 09-05-2006, 11:30 PM   #14
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Re: 6 stitches = $800

You can join a discount program.
They have them for dentists and for pharmacies.
Not sure about medical although you can try to negotiate the costs.
The problem is they need to charge a price above what they will get from the insurance. If they charge 1k and the insurance will pay 1500$ then they only collect the 1k . If they charge 2k and the insurance will pay 1500 they will get the 1500.
Sucks for people that dont have insurance.
You can also price match for pharmacies. You can call the low price guys
walgreens target and online with costco
and the big boys walgreens and cvs etc will match the price

for Rich they usally will give professional discounts *
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Re: 6 stitches = $800
Old 09-05-2006, 11:33 PM   #15
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Re: 6 stitches = $800

There are a few physicians in my extended family. Last month one of them "billed" $650,000. He only collects 20%-25%. So if he sends out a bill for $20,000, he expects to collect $4,000-$5,000. He is afraid to lower the figures on the bill because then - what if they only pay 25% of that? Hospitals may work the same way. Medicine can be a wierd business.
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Re: 6 stitches = $800
Old 09-05-2006, 11:52 PM   #16
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Re: 6 stitches = $800

Quote:
Originally Posted by soupcxan
I put a kitchen knife into one of my fingers by mistake, and six stitches (plus one x-ray) later, I get an ER bill for $800. Thankfully my co-pay is only $50. But how does anyone live without health insurance these days?
See. This is what happens if people have health insurance. They don't care about the bills. I think it is totally irresponsible of you not to have negotiated a little more. If you had been paying the bill yourself you probably would have gotten it down to $100 per stitch. We all pay for this kind of apathy.
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Re: 6 stitches = $800
Old 09-06-2006, 04:21 AM   #17
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Re: 6 stitches = $800

Quote:
DH had lithotripsy on his kidneys (outpatient) to smash some big kidney stones. Total time at the Surgery Center was 2hrs 45min. The bill was $12,000.
DH in Italy had this same procedure in 2000 (1 kidney). Bill = 0.
(aside from the 20% sales tax we pay on everything)

The procedure was only an hour or so.. but they kept him in the hospital 5 days!
Friday, check in and maybe some blood work/Xrays?
Sat./Sun. nothing happens
Mon. Lithotripsy
Tues. observation
Wed. home

When a bed opens up, they stick someone in it even if they've not yet got the procedure lined up.* They call you at 7 at night and say "come in tomorrow a.m. at 8" (you never know when you will 'get the call'). Then the hospital bills the gov't. for the days the bed is occupied.* * :
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Re: 6 stitches = $800
Old 09-06-2006, 05:31 AM   #18
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Re: 6 stitches = $800

(I hope your comment was a joke)

The comment was a joke it but it probably closer to the truth than realized. Many individuals with health care do not even consider the cost when they have procedure that is unnecessary preformed. I truly believe there is much to be said about needless procedure being preformed that helps drive the cost of health care higher. Something must be done before it is too late.

Runnerr
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Re: 6 stitches = $800
Old 09-06-2006, 06:14 AM   #19
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Re: 6 stitches = $800

Few years ago, Mom had a stroke - surguries, helicopter, rehabilitation, etc (she's great now).

The quality and capability of the medical care she received was unbelievable.

She received the bill - 1/4" thick envelope - detailing every procedure and aspirin.

I'm thumbing through it - panicing about the financial impact on her.

I get to the end:

* * *Grand Total:* $160,179
* * *Less Insurance and Adjustments:* $160,129

* * *Your Balance:* $50* (her copay)

That was the fastest bill I ever paid......
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Re: 6 stitches = $800
Old 09-06-2006, 08:11 AM   #20
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Re: 6 stitches = $800

Off topic but a good story--back in the 60's I borrowed a buddie's car to go to a prom-got a little drunk-car broke down and cut my hand bad fixing it. Went to the hospital (mom worked nights there). She was mad so she stitched it up with no anesthesia--sure sobered me up. Little did I know she wasn't authorized to do that--but she knew we probably couldn't afford the doctor bill.
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