John Galt III
Thinks s/he gets paid by the post
- Joined
- Oct 19, 2008
- Messages
- 2,803
I have a dispute over a medical bill for $75 which has now gone to collections. I got a letter from the collections dept at the medical center, not an actual collections agency. The letter says the bill is past due, and that they are available to "discuss payment arrangements" in order to "avoid further collection actions".
I had been talking to their billing dept earlier, and they were at first acting as though I would not have to pay the $75, then that changed to "the doctor needs to approve it, but don't pay anything at this point", to this letter from the collections dept.
I am wondering if they have reported this as a "late payment" anywhere, which would affect my credit rating. No insurance company involved. No credit card involved.
I read online that medical bills less than $100 were not reported to anything/anyone. If they did report it, who/what would they report it to?
I'm considering just paying the $75, but want to be sure I don't have a black mark on my credit already.
Thanks
I had been talking to their billing dept earlier, and they were at first acting as though I would not have to pay the $75, then that changed to "the doctor needs to approve it, but don't pay anything at this point", to this letter from the collections dept.
I am wondering if they have reported this as a "late payment" anywhere, which would affect my credit rating. No insurance company involved. No credit card involved.
I read online that medical bills less than $100 were not reported to anything/anyone. If they did report it, who/what would they report it to?
I'm considering just paying the $75, but want to be sure I don't have a black mark on my credit already.
Thanks