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Not that I was a profligate spender before ER, I surely wasn't, or else I wouldn't be ER'd now. But when working, if something came up that needed big $, like purchase of a a new/used car or some emergency or whatever, I may have griped about the cost, but I knew I would earn my way out of it. There was always more where that came from.
In ER, that's gone. Now it's seed corn, planting and harvesting. I've got what I've got, and that's it.
Financially, I think that is the biggest "issue" with ER, other than health care insurance cost. It's a loss of a safety net. It has not caused me any actual problem, but it is something I think about. I think I value money more now, certainly if it's in big chunks, than I did before.
If someone has a big pension, then this thought probably doesn't come up.
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-- Telly, the D-I-Y guy --
Two fools dancing on the hands of time
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