Originally Posted by samclem
I've often thought that those lines Firecalc produces for each set of modeled years do a poor job of capturing the emotions we'd feel while riding those lines. Some go down and eventually go back up, but when you are actually riding that line the "eventually go back up" part would not be so obvious. So, we'd forgo the vacation and the new car.
The key for us was to keep our equity level fairly conservative and a slush fund set aside that we don't "count". Often recessions give you the best value things like travel costs and home improvement.