AA & withdrawals between taxable and non taxable accounts.

[ron244]

DW and I will be FIREing in about 7 weeks. We have approx. $1.4M in investments. Approx. 800k in IRA's and a 401K. And & 600k in a taxable brokerage account. We need approx. 50k/year. If our AA is 40% US stocks, 40% International stocks and 20% cash and bonds, do we need to have identical portfolios in taxable and tax advantage accounts since we will be withdrawing money from both? Also, we own about 150 acres of land (95% timber) worth approx. 300k, do we count that as part of our portfolio even tough it doesn't produce income and we can't sell a portion each year like stocks or bonds? The reason I am asking, is that the 300k would increase our safe withdrawal rate( and ease our minds a little). Sorry if these subjects have already been covered. I am only able to read this board occasionally. DW and I both gave notice last week and we are either deliriously happy that we won't be working anymore and fearful that we are making a huge mistake. Somehow, after years of saving and feeling comfortable about our financial situation, I feel the ER is like living paycheck to paycheck.

Thanks, ronc