Join Early Retirement Today
Reply
 
Thread Tools Display Modes
AARP has been terrific for us
Old 12-30-2017, 03:22 PM   #1
Recycles dryer sheets
 
Join Date: Dec 2006
Posts: 244
AARP has been terrific for us

There is another thread but it was getting more political and policy oriented, so I wanted to share the savings here we have gotten as people have been very helpful over the years. First, while membership is $16, when my renewal came up, they started sending letters (about 6 months in advance) but I waited them out and in the last weeks I got an offer for 5 years for $49. Then the past few years the bulletin had an offer from P&G for a $15 mail in rebate for buying $50 in products we use anyway. I think they have had that offer 3 times already so we basically recouped the membership. But the big savings is gift cards. They sell them at 10% off. They are real and we have bought about $15,000 at a savings of $1,500. AARP has been a big win for us financially
firewhen is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 12-30-2017, 03:26 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,364
Interesting.... who are these gift cards to/from? Top 5 or 10.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.

Retired Jan 2012 at age 56
pb4uski is offline   Reply With Quote
Old 12-30-2017, 03:42 PM   #3
Recycles dryer sheets
 
Join Date: Dec 2006
Posts: 244
I did a copy and paste. They do get sold out sometimes, individual stores anyway. The number is the variety of cards for that store.

Shutterfly (1)
Banana Republic (1)
Bath and Body Works (1)
Belk (2)
Bloomingdales (2)
Bon-Ton (2)
Brookstone (1)
Build-A-Bear (1)
Burlington Coat Factory... (3)
CVS/pharmacy (2)
Dave and Busters (1)
Express (2)
Finish Line (1)
Foot Locker (1)
GNC (1)
Groupon (1)
Jared the Galleria of J... (2)
JCPenney (1)
Kay Jewelers (2)
L.L. Bean (1)
Lands End (2)
Lord and Taylor (2)
Macys (4)
Neiman Marcus (2)
Office Depot (1)
Old Navy (2)
Sally Beauty Supply (2)
Staples (1)
Sunglass Hut (2)
TJ Maxx (3)
Zappos (1)

Here is an example:

Bloomingdale's Gift Card $500

Retail Price:$500.00
Points: – 5,000
You Pay: $450.00
(10% Savings)

You also need to take these general interest quizzes to earn the points to pay for the discount. It is not that hard to earn the points, I have about 50,000 points now so I could buy 10 of these cards if I needed them. They usually have $100 cards too.
firewhen is offline   Reply With Quote
Old 12-30-2017, 03:42 PM   #4
Full time employment: Posting here.
 
Join Date: May 2014
Posts: 986
Quote:
Originally Posted by firewhen View Post
There is another thread but it was getting more political and policy oriented, so I wanted to share the savings here we have gotten as people have been very helpful over the years. First, while membership is $16, when my renewal came up, they started sending letters (about 6 months in advance) but I waited them out and in the last weeks I got an offer for 5 years for $49. Then the past few years the bulletin had an offer from P&G for a $15 mail in rebate for buying $50 in products we use anyway. I think they have had that offer 3 times already so we basically recouped the membership. But the big savings is gift cards. They sell them at 10% off. They are real and we have bought about $15,000 at a savings of $1,500. AARP has been a big win for us financially
So you buy $15,000 gift cards to sell and make a profit of $1,500?
flyingaway is offline   Reply With Quote
Old 12-30-2017, 03:52 PM   #5
Recycles dryer sheets
 
Join Date: Dec 2006
Posts: 244
No I never have done that. Not into reselling and advertising on the web etc. We use them ourselves. As in the example get a $500 gift card for $450.
firewhen is offline   Reply With Quote
Old 12-30-2017, 03:54 PM   #6
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,364
If I took what we spent at those stores in 2017 I would be surpriseed if it totals $2,000.

Only ones we frequent at JCP, occasional purchases at Staples and Office Depot. Rarely step foot in any of the others... IME it would be 10% off our already outrageous prices.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.

Retired Jan 2012 at age 56
pb4uski is offline   Reply With Quote
Old 12-30-2017, 04:00 PM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: May 2005
Posts: 17,239
What are the points?

IOW, where can you use them? How is it $50 for 5000 points?


Any restaurants? None that I saw...
Texas Proud is online now   Reply With Quote
Old 12-30-2017, 04:04 PM   #8
Moderator
sengsational's Avatar
 
Join Date: Oct 2010
Posts: 10,723
The discounts from AARP didn't work for me.

Glasses: Ordering online from Zenni is an order of magnitude cheaper than the stores.
Hotels: The "exit guide" coupons are cheaper than the 10% or so they take off for the AARP or AAA card.
Gift Cards: You can buy them all day long on gift card granny for way less than the face value.
Health Insurance: Can't comment. Mine is mostly covered by the PTC and am not old enough for Medicare.
Attached Images
File Type: jpg gg.jpg (60.6 KB, 83 views)
sengsational is offline   Reply With Quote
Old 12-30-2017, 04:34 PM   #9
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Dec 2014
Location: Huntsville, AL/Helen, GA
Posts: 6,002
I just don't like the fact that they are a political organization that spreads money to candidates and a political party that I don't agree with.
Bamaman is offline   Reply With Quote
Old 12-30-2017, 04:36 PM   #10
Moderator
sengsational's Avatar
 
Join Date: Oct 2010
Posts: 10,723
Quote:
Originally Posted by Bamaman View Post
I just don't like the fact that they are a political organization that spreads money to candidates and a political party that I don't agree with.
Please take this topic over to Is there any benefit to AARP? , where they're covering that.
sengsational is offline   Reply With Quote
Old 12-30-2017, 04:37 PM   #11
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
travelover's Avatar
 
Join Date: Mar 2007
Posts: 14,328
Quote:
Originally Posted by Bamaman View Post
I just don't like the fact that they are a political organization that spreads money to candidates and a political party that I don't agree with.
I think the OP started a new thread to shake off the political posts.
travelover is offline   Reply With Quote
Old 12-30-2017, 05:12 PM   #12
Thinks s/he gets paid by the post
Ready's Avatar
 
Join Date: Mar 2013
Location: Southern California
Posts: 3,999
I started the previous thread mainly because I was curious about the discounts. I really hadn't given any thought to the politics.

But 10% off on gift cards to those stores really doesn't matter to me as I rarely if ever shop at any of them.

I do routinely buy gift cards at Costco for 20% off, but lately I've been holding off until they have specials where they have $100 gift cards to our favorite restaurants for $70, or 30% off. Then I combine them with $10 coupons the restaurant sends me, and go during happy hour to get cheap drinks and appetizers.

Now if somebody offered me 10% off at Costco, that would get interesting. Unfortunately, the stores that offer discounts can do so because their markups are so outrageously high that they have plenty of margin to spare.
Ready is offline   Reply With Quote
Old 12-30-2017, 05:42 PM   #13
Full time employment: Posting here.
 
Join Date: Jul 2013
Location: San Diego
Posts: 712
My parents buy their homeowners and auto insurance through them. My mom says it's a good deal. I haven't looked into it yet.
AllDone is offline   Reply With Quote
Old 12-30-2017, 05:44 PM   #14
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2003
Location: Florida's First Coast
Posts: 7,722
I like Reading the Magazine and News Paper.
__________________
"Never Argue With a Fool, Onlookers May Not Be Able To Tell the Difference." - Mark Twain
ShokWaveRider is online now   Reply With Quote
Old 12-30-2017, 05:47 PM   #15
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Mar 2016
Posts: 8,968
As I said I'm way ahead with just the discount on the phone bill.

I encourage all my over 50 friends to join.
RobbieB is offline   Reply With Quote
Old 12-30-2017, 06:29 PM   #16
Thinks s/he gets paid by the post
 
Join Date: Jan 2017
Posts: 2,658
I was hoping to find some good info about AARP here. In spite of my concerns expressed over on the other post, I'm a member and would love to see some benefit.

As for the discounts, I've shopped at exactly 3 of those retailers this year. Two (Shutterfly and CVS) send me discount coupons all the time anyway. At Staples I ran some copies for a non-profit I work with. It was a last-minute thing and I didn't have time to buy a gift card anyway.

Hope springs eternal, but they're still batting zero with me.
CaptTom is online now   Reply With Quote
Old 12-30-2017, 08:06 PM   #17
Thinks s/he gets paid by the post
 
Join Date: Aug 2014
Location: Chicago West Burbs
Posts: 3,014
We have the lowest AARP Road Assistance Plan. We have used the towing several times over the years. The AARP plan covers us, not the cars. So even when I'm riding in a friend's car, they are covered thru me. I'm not sure if others plans act the same.
CRLLS is online now   Reply With Quote
Old 12-30-2017, 08:09 PM   #18
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,364
AAA works that way.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.

Retired Jan 2012 at age 56
pb4uski is offline   Reply With Quote
Old 12-30-2017, 10:46 PM   #19
Full time employment: Posting here.
Focus's Avatar
 
Join Date: Oct 2009
Posts: 640
Quote:
Originally Posted by RobbieB View Post
As I said I'm way ahead with just the discount on the phone bill.
What discount is that? (Thanks in advance for elaborating. If it's been covered elsewhere, I haven't seen it.)
__________________
-
"Wealth consists not in having great possessions, but in having few wants."
--Epictetus
Focus is offline   Reply With Quote
Old 12-30-2017, 11:02 PM   #20
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Sunset's Avatar
 
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 17,093
I'm thinking of buying some of the cruise gift certificates to save 10% on our upcoming 2 cruises with Carnival. Since we will spend easily $1,000 on tips and port trips, it seems an easy way to save $100.
Sunset is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
One Reason AARP has Low Annual Dues mickeyd FIRE and Money 21 06-15-2011 09:21 AM
Terrific, skybus stops flying! It figures! dumpster56 Other topics 11 04-05-2008 04:19 PM
Energy / Oil has been rocking lately charlottebandito FIRE and Money 1 08-02-2005 02:20 PM
Anyone has been to Japan? Jane Other topics 16 11-13-2004 05:29 PM
Center for Creative Retirement--Who has been? nwsteve Other topics 3 06-30-2004 05:37 AM

» Quick Links

 
All times are GMT -6. The time now is 09:58 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.