I have been talking to advisors, not sure what to do. I am retired (65) and have cash not producing good income. I would like to safely invest it to produce a solid 20k or more of extra income. Any suggestions? So far advisor is suggesting a 4% return, which is not a lot, Vanguard cd pays 3.2%. Not to fond of annuities, not sure what I am really buying on those. At my age have no tolerance for losing all my money, imagine that. Going to meet with advisor next week to see his game plan. Not a savy investor and feel a good advisor might do better than I can do.