After tax 401 and back door Roth
My brain hurts
I've read a bunch of threads looking for the answer so pardon me if I missed it.
I've done a back door Roth the last two years, $6,500 each time, I've been putting in the 5% max after tax in my 401 k for about 9-12 months .
Does the fact that I've max out the Roth for the year matter with the $6500
Contribution? I assume these are too different " events" the back door and then the up to six in service withdrawals of after tax contributions to the 401 that get transferred from Fidelity over to my Roth at Vanguard .
Saving money was much simpler when I had a paper route
I do make a bit more now though.
Any help would be appreciated !