After tax 401 and back door Roth

[sayhey24]

My brain hurts
I've read a bunch of threads looking for the answer so pardon me if I missed it.
I've done a back door Roth the last two years, $6,500 each time, I've been putting in the 5% max after tax in my 401 k for about 9-12 months .
Does the fact that I've max out the Roth for the year matter with the $6500
Contribution? I assume these are too different " events" the back door and then the up to six in service withdrawals of after tax contributions to the 401 that get transferred from Fidelity over to my Roth at Vanguard .

Saving money was much simpler when I had a paper route
I do make a bit more now though.

Any help would be appreciated !

 

[gauss]

Let me see if I can throw out a few rules and see if it clarifies things for you:

All your IRA's are treated together for your yearly IRA contribution limit.

All your 401k's are also treated together for your yearly 401k contribution limit(s) (ie job change mid year).

The contribution limits for the IRAs are independent than those of the 401k's.

That all being said, Conversions and Rollovers are not considered contributions and are only limited in how often you can do them (depending on how they are done) but not by the dollar amount.

-gauss

 

[sayhey24]

Thanks Gauss
I was hoping you'd reply as you've appeared to be an expert on this topic in other threads. Now if I can convince my accountant!