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Old 03-01-2013, 07:54 PM   #21
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We've budgeted $95k/year for retirement spending when in reality we're only spending around $50k for all of the budget categories we'll still have in retirement. And the lower spending trend is now several months long.

What this means is that once we have the healthcare costs understood (Oct of this year) and buy our retirement home we're in a short countdown to being able to go out and play!
What changed in your budget? Did you just have too big a safety factor in all of your categories or did you eliminate some big ticket items?

Healthcare is also looking like it's going to be less than we were budgeting due to ppaca.
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Old 03-01-2013, 08:27 PM   #22
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What changed in your budget? Did you just have too big a safety factor in all of your categories or did you eliminate some big ticket items?

Healthcare is also looking like it's going to be less than we were budgeting due to ppaca.
I didnt actually know what we were spending so the original budget was a SWAG. We've been tracking now in Quicken for more than a year and we've been working to get our expenses down. Now that we know what we're actually spending we know the original $95k is far more than we actually spend.
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Old 03-02-2013, 09:31 AM   #23
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We're going next month to check out The Villages in central Florida. I know many on this site cringe at the thought, but DH is hyper social and the thought of having his pick of 1800 clubs is music to his ears.
You never have to apologize for where you want to live. I have read a lot about it, and personally would consider it, if isn't wasn't for the summer humidity down there. I would enjoy viewing all the various custom golf carts down there. Congrats on reaching the FI goal!
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