|
All Necessary Excuses in a Handy Pick-From List
01-11-2011, 09:38 AM
|
#1
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2007
Location: Denver, Colorado
Posts: 6,258
|
All Necessary Excuses in a Handy Pick-From List
30 Things Broke People Say (That Keep Them Broke)
My favorite (read used most often) is #28:
"It’s only money! We’ll make more."
__________________
"It's tough to make predictions, especially when it involves the future." ~Attributed to many
"In theory, there is no difference between theory and practice. But, in practice, there is." ~(perhaps by) Yogi Berra
"Those who have knowledge, don't predict. Those who predict, don't have knowledge."~ Lau tzu
|
|
|
|
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
01-11-2011, 11:28 AM
|
#2
|
Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 1,250
|
__________________
Make no mistake, my friend, it takes more than money to make men rich. - A. P. Gouthey
|
|
|
01-11-2011, 12:30 PM
|
#3
|
Thinks s/he gets paid by the post
Join Date: Aug 2005
Location: Crownsville
Posts: 3,746
|
pretty amusing, but I hate to say it, I fall for some of them a bit. For instance, the one about making too much in interest because then I have to pay more in taxes. Doesn't stop me from doing it, but I still bitch and moan about the taxes.
And in a similar vein, the one about keeping a mortgage for the writeoff. I'm in the process of paying my mortgage down, but if the rate stays low (it's adjustable) and the market suddenly crashed and the stock market went "on sale", I could see myself borrowing more to invest. It's paid off for me before.
Had to laugh at the one about not wanting to make more money because then you lose your food stamps! But I guess there could be some truth to that. I have no idea what the values are, but, say you're so close to the threshold that you get a $500/year raise, but suddenly lose $2000/year in food stamps, that could be pretty devastating to some people.
|
|
|
01-11-2011, 12:51 PM
|
#4
|
Thinks s/he gets paid by the post
Join Date: Feb 2003
Posts: 2,395
|
I didn't see the classic "I deserve nice things"
__________________
-- Telly, the D-I-Y guy --
Two fools dancing on the hands of time
|
|
|
01-11-2011, 12:57 PM
|
#5
|
gone traveling
Join Date: Apr 2009
Location: Eastern PA
Posts: 3,851
|
Quote:
Originally Posted by RonBoyd
My favorite (read used most often) is #28:
"It’s only money! We’ll make more."
|
Speaking about the Treasury Department? ...
|
|
|
01-11-2011, 12:58 PM
|
#6
|
gone traveling
Join Date: May 2008
Posts: 3,864
|
Quote:
Originally Posted by Andre1969
Had to laugh at the one about not wanting to make more money because then you lose your food stamps! But I guess there could be some truth to that. I have no idea what the values are, but, say you're so close to the threshold that you get a $500/year raise, but suddenly lose $2000/year in food stamps, that could be pretty devastating to some people.
|
Don't laugh, a lot of folks apparently think this way...
http://www.early-retirement.org/foru...n-a-54056.html
|
|
|
01-11-2011, 01:17 PM
|
#7
|
Thinks s/he gets paid by the post
Join Date: Oct 2006
Posts: 4,629
|
Quote:
Originally Posted by RonBoyd
|
I thought #22 was the best
I'll admit to saying some of these myself, but that's because the best route is usually somewhere in the middle.
|
|
|
01-11-2011, 01:18 PM
|
#8
|
Thinks s/he gets paid by the post
Join Date: Oct 2006
Posts: 4,629
|
Quote:
Originally Posted by Andre1969
Had to laugh at the one about not wanting to make more money because then you lose your food stamps! But I guess there could be some truth to that. I have no idea what the values are, but, say you're so close to the threshold that you get a $500/year raise, but suddenly lose $2000/year in food stamps, that could be pretty devastating to some people.
|
I've never applied for food stamps, but I believe benefits are graduated (no cliffs) so the $500 vs $2,000 situation can't come up.
|
|
|
01-11-2011, 01:24 PM
|
#9
|
Thinks s/he gets paid by the post
Join Date: Oct 2004
Location: LaLa Land
Posts: 4,698
|
I sent this article to my DS this AM, I don't think it'll work.
|
|
|
01-11-2011, 01:37 PM
|
#10
|
Confused about dryer sheets
Join Date: Jan 2011
Location: Shakopee
Posts: 7
|
Quote:
Originally Posted by Telly
I didn't see the classic "I deserve nice things"
|
Actually, that's number 11 on the list:
I work hard so I deserve to have it!
p.s. thanks for the link folks - the linked site is mine!
|
|
|
01-11-2011, 03:35 PM
|
#11
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2007
Posts: 5,072
|
Quote:
Originally Posted by RonBoyd
....
"It’s only money! We’ll make more."
|
Great.... I hope they keep working and paying into SS and Medicare.
|
|
|
01-11-2011, 03:43 PM
|
#12
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
|
I didn't see: "There are more important things than money."
__________________
Al
|
|
|
01-11-2011, 04:19 PM
|
#13
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2008
Posts: 12,660
|
"If you stop spending, you stop living."
Amethyst
__________________
If you understood everything I say, you'd be me ~ Miles Davis
'There is only one success – to be able to spend your life in your own way.’ Christopher Morley.
Even a blind clock finds an acorn twice a day.
|
|
|
01-11-2011, 04:45 PM
|
#14
|
Moderator Emeritus
Join Date: May 2007
Posts: 12,901
|
The excuses I often hear are:
I could die tomorrow, so why save...
It's only $100...
Managing money stresses me out, so I'd rather have no money to manage...
The kids will take care of us...
Money is meant to be spent...
It is hard for a rich man to enter the kingdom of heaven...
|
|
|
01-12-2011, 12:23 PM
|
#15
|
Thinks s/he gets paid by the post
Join Date: Aug 2005
Location: Crownsville
Posts: 3,746
|
Quote:
Originally Posted by Independent
I thought #22 was the best
I'll admit to saying some of these myself, but that's because the best route is usually somewhere in the middle.
|
Sadly, my ex-wife's mother started taking that #22 attitude, of "The Lord will look out for me". She had something like 33 years of service in at her job as a government contractor for NASA. Not making huge money, but it was sufficient, and she had job security. Had a decent townhouse and a paid-for Buick.
Well, one day, she just up and quits her job, decided to start her own business, doing customer service training or something like that. Never really got it off the ground, but kept saying God would take care of her. Blew through her savings and retirement. Then she was about to start missing the mortgage payment, but got her father to help her out. He made one or two payments for her, but then realized he was only delaying the inevitable, so he stopped the economic outpatient care. Sure enough, she lost the house. She and my ex-wife ended up moving in with him.
I don't think it lasted long, and both of them probably got on his nerves, because they ended up in public housing. I think something major finally broke on the Buick and they didn't have the money to fix it, so they lost the car. And then, the mother got sick and died, and was only in her mid-50's.
So, I guess you could look at it, in a sad sort of way, that maybe God did look after her. He just happened to bring her home prematurely. Really quite a shame, as she was a nice lady. She had her issues, but was a good person. Shame that she just gave up though, and started thinking that "God will provide" crap. I was always tought that God helps those who help themselves...something that tended to cause clashes with the ex and me. And as far as I know, the ex is still living in public housing, herself.
|
|
|
01-12-2011, 12:29 PM
|
#16
|
Confused about dryer sheets
Join Date: Jan 2011
Location: Shakopee
Posts: 7
|
Quote:
Originally Posted by Andre1969
Sadly, my ex-wife's mother started taking that #22 attitude, of "The Lord will look out for me". She had something like 33 years of service in at her job as a government contractor for NASA. Not making huge money, but it was sufficient, and she had job security. Had a decent townhouse and a paid-for Buick.
Well, one day, she just up and quits her job, decided to start her own business, doing customer service training or something like that. Never really got it off the ground, but kept saying God would take care of her. Blew through her savings and retirement. Then she was about to start missing the mortgage payment, but got her father to help her out. He made one or two payments for her, but then realized he was only delaying the inevitable, so he stopped the economic outpatient care. Sure enough, she lost the house. She and my ex-wife ended up moving in with him.
I don't think it lasted long, and both of them probably got on his nerves, because they ended up in public housing. I think something major finally broke on the Buick and they didn't have the money to fix it, so they lost the car. And then, the mother got sick and died, and was only in her mid-50's.
So, I guess you could look at it, in a sad sort of way, that maybe God did look after her. He just happened to bring her home prematurely. Really quite a shame, as she was a nice lady. She had her issues, but was a good person. Shame that she just gave up though, and started thinking that "God will provide" crap. I was always tought that God helps those who help themselves...something that tended to cause clashes with the ex and me. And as far as I know, the ex is still living in public housing, herself.
|
While I certainly believe that God helps us, sometimes I believe he helps us by giving us common sense to make wise decisions about our money, employment, etc.
Also, God taking care of us may not involve giving us a nice house, or plenty of money.
In any event, It's OK to trust God, as long as you're using the brain and common sense that he gave you. I think that's the piece that a lot of folks miss.
|
|
|
01-12-2011, 01:20 PM
|
#17
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,037
|
I have actually heard people say things on that list.
My favorite though is the folks at w*rk who were in dire need of a full scale cranial exam took both HE loans AND loans against their TSP 401(k) so Junior(ette) could go to an Ivy League school. I had to really clench my teeth listening to those ones.
__________________
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
|
|
|
01-12-2011, 04:16 PM
|
#18
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2007
Posts: 14,328
|
Quote:
Originally Posted by freebird5825
I have actually heard people say things on that list.
My favorite though is the folks at w*rk who were in dire need of a full scale cranial exam took both HE loans AND loans against their TSP 401(k) so Junior(ette) could go to an Ivy League school. I had to really clench my teeth listening to those ones.
|
Ah, yes....but the bragging rights are so sweet...........
|
|
|
01-12-2011, 04:29 PM
|
#19
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2008
Posts: 12,660
|
If anybody actually did that where I work, they would never let on.
People where I work, love to brag about Junior getting a Merit Scholarship and a sports scholarship, so his parents don't have to pay a cent toward college.
The only acceptable reasons for [admitting] taking out a loan seem to be:
1. Kitchen remodeling
2. Daughter's wedding
Amethyst
Quote:
Originally Posted by freebird5825
I have actually heard people say things on that list.
My favorite though is the folks at w*rk who were in dire need of a full scale cranial exam took both HE loans AND loans against their TSP 401(k) so Junior(ette) could go to an Ivy League school. I had to really clench my teeth listening to those ones.
|
__________________
If you understood everything I say, you'd be me ~ Miles Davis
'There is only one success – to be able to spend your life in your own way.’ Christopher Morley.
Even a blind clock finds an acorn twice a day.
|
|
|
01-12-2011, 05:48 PM
|
#20
|
Thinks s/he gets paid by the post
Join Date: Sep 2009
Location: Hong Kong
Posts: 1,688
|
A great but sad list.
One more would be: "but everyone else has [insert consumer good of choice]"
__________________
Budgeting is a skill practised by people who are bad at politics.
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|