Join Early Retirement Today
Reply
 
Thread Tools Display Modes
American Funds (without 5.75% sales load) vs. Vanguard?
Old 09-12-2007, 08:06 PM   #1
Dryer sheet wannabe
 
Join Date: Apr 2007
Posts: 23
American Funds (without 5.75% sales load) vs. Vanguard?

If you could invest in the American Funds at NAV...would you put your $$ there or in Vanguard Index funds?

Thx
drb111 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 09-12-2007, 08:11 PM   #2
Moderator Emeritus
 
Join Date: May 2007
Posts: 12,894
I'd probably still go with Vanguard because of their rock bottom expense ratios...
FIREd is offline   Reply With Quote
Old 09-12-2007, 08:36 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 10,252
Vanguard without a doubt. I think any American fund that has done better than its benchmark is because it cheats. For example, maybe a fund is large cap and beats the S&P500 but only because the fund also holds some foreign large cap.
LOL! is offline   Reply With Quote
Old 09-13-2007, 01:53 AM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2007
Posts: 5,072
VG. No question about it. Consider others if there is not a similar investment via VG or low-cost ETF.

Ask yourself the opposite question Why would I buy fund x from company y instead of a similar fund at VG?
chinaco is offline   Reply With Quote
Old 09-13-2007, 08:28 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,483
Quote:
Originally Posted by drb111 View Post
If you could invest in the American Funds at NAV...would you put your $$ there or in Vanguard Index funds?
Thx
That's where my MF are, and I am able to buy at NAV. I really don't care if American Funds "cheats" by going to cash in bad markets or that some of their funds don't "mirror" an index, because that's what index funds are for. In market downturns, I have done substantially better than VG, in bull markets, everyone makes money.........

I use ETF's to buy whatever "index" I want in my taxable accounts. I am sure I am in the minority on here who can say that.............

Nothing wrong with being a Boglehead........
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Old 09-13-2007, 09:32 PM   #6
Thinks s/he gets paid by the post
Spanky's Avatar
 
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
No.
Spanky is offline   Reply With Quote
Old 09-14-2007, 06:45 AM   #7
Thinks s/he gets paid by the post
tryan's Avatar
 
Join Date: Mar 2005
Posts: 2,594
Where can one buy into American Funds wo the load?

A neighbor is an Edward Jones rep ... came and pitched me (suit n'all) to switch my 401k over to American. Told him the load was a killer ... buuut if he could show me how much better I'ld do ... (gave him my Fidelity fund names).

He never came back.
__________________
FIRE'd since 2005
tryan is offline   Reply With Quote
Old 09-14-2007, 08:46 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,483
[quote=tryan;556080]Where can one buy into American Funds wo the load? ]/quote]

Well, I am an advisor, so I that's why............

Quote:
Told him the load was a killer ... buuut if he could show me how much better I'ld do ... (gave him my Fidelity fund names)
To me, FIDO are the biggest hypocrites out there. They have a huge no-load arm, and then they try to sweet-talk advisors like me into using their loaded Fidelity Advisor funds. However, they give us no support and act like they're doing us a favor for using them.........

At least Vanguard has ONE business model..........
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Reply

Tags
vanguard


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Would you invest in the American Funds? packrat44 FIRE and Money 17 09-22-2007 01:59 PM
American Funds dm FIRE and Money 20 05-02-2007 09:25 AM
indexing lagged against 15 largest no load funds mathjak107 FIRE and Money 24 04-06-2007 05:57 AM
Washer:Front load versus Top Load gwix98 Other topics 11 12-09-2006 02:39 PM
Vanguard funds wstu32 FIRE and Money 3 02-04-2006 11:54 AM

» Quick Links

 
All times are GMT -6. The time now is 08:52 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.