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Old 04-24-2008, 06:47 AM   #41
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I'm in the distribution phase and will face RMD in two years. So, it seems a good fit for me as the portion in these funds will count towards that. The only problem is that do transfer the funds from my Schwab account I would have to sell all my DFA funds (a legacy from when I had a financial planner managing the portfolio). VG said they would not accept the DFA funds. I'm not sure I like doing that.
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Old 04-24-2008, 09:15 AM   #42
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Fyi, my version of Vanguard site looks to be updated today (personal version). Like the new formats and also the additional informationals on the managed payout funds.
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Old 04-27-2008, 09:12 AM   #43
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I wonder what percent of the distributions form one of these Vanguard funds will be capital gains and what will be taxed as income?
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Old 04-27-2008, 11:13 AM   #44
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All complete speculation at this point.
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Old 04-27-2008, 04:54 PM   #45
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cute fuzzy bunny..did you know that your quote is from Winston Churchill also?
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Old 04-27-2008, 04:57 PM   #46
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Yes I did!
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Old 04-27-2008, 08:07 PM   #47
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If I were lookin' for income, I'd find funds that owned a buttload of stocks like ALD (Allied Cap. Corp.), companies that have given solid dividends forever. How are these funds different from what DVY tries to do?

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Old 04-27-2008, 08:58 PM   #48
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I put a maturing CD and my old position in the VG "Retirement" target fund o' funds into VPGDX (the Middle managed Payout fund with the target at 5%). For every 100 K the fund is projected to pay out @417 per month give or take. For me this is a decent way to make up a floor cash flow without worrying about laddering CDs or buying a single premium annuity, at least for the time being on my end. I have no issue with paying 50 basis points for a manged payout fund, since it will likely keep me from selling equities into a down market so long as I can keep my budget at the same level as the payouts and pensions I have coming in. I am more disapointed with excessive CEO salaries in my funds underlying equity holdings than VG's ER. (Your Mileage will vary)

Still have the same amount in Wellesly, and plan to keep a large (35%) part of my AA with Wellesly.
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Old 05-24-2008, 05:11 PM   #49
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Quote:
Originally Posted by DblDoc View Post
From Vanguard today:

https://personal.vanguard.com/us/Van...252008_ALL.jsp

A new set of balanced funds designed for generating income in retirement with varying degrees of capital appreciation.

There is a thread discussing them at the Bogleheads site titled " fyi managed payout funds"

DD
Thanks for the heads up on this - just what I was looking for.
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