Another mortgage question

[Snowx800]

His simple Ira 11500
His Roth 5000
Her simple 11500
Her Roth 5000

I started putting 20k in taxable a year

House 15yr @3.75%
215k owed
Value in today's $430k

I'm less than a year into new mortgage and my plan is to downsize in about 7-8 years
Does it make sense to put the 20 k on mortgage then invest when I sell or just keep putting away in taxable
Thanks

 

[Retire2013]

My vote is for putting away in taxable.

 

[5971]

My vote is for putting away in taxable.

+1

 

[GrayHare]

Mortgages are repaid with inflated (devalued) dollars. Since inflation and mortgage rates are near equal, the mortgage is free money. No reason to pay back free money early when you can invest it elsewhere and get a return.

 

[Snowx800]

Thanks I will keep putting in taxable I just needed talk it out.