Another Pen Fed Question

[summer2007]

I'm considering starting an account with Pen Fed so I called to ask them a few questions.

It will be a while until I have money that will be available to invest in CD's since I have some CD's maturing later this year. I asked the CSR if there was any inactivity fees and she sounded like she was not sure

My other question was if I can use an ACH transfer from my checking account to fund my PEN FED account and also use an ACH transfer to transfer money back out. She tells me it costs $5 per transfer

I just wanted to hear from anyone that has an account there if you are able to transfer money in and out with an ACH transfer and if there is any fee.

And also if you just have a share account that is just sitting idle or a CD that is just sitting there earning interest if you are charged any inactivity fees?

Thanks

Jim