Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Any experiences with Vanguard International funds?
Old 10-15-2009, 05:49 PM   #1
Thinks s/he gets paid by the post
 
Join Date: May 2008
Posts: 3,424
Any experiences with Vanguard International funds?

I was looking at VWILX but I'm a bit hesitant because it just hit a 52-week high and because of the Admiral shares requirement.

Already in VWIUX and VWIAX so like Admiral funds but in this case, it may be topping so wonder if it's a good point to commit that much.

VWIGX of course has a similar portfolio but with a higher expense ratio. It also hit a 52-week high but doesn't require as much commitment.

Also encountered VGTSX in searching for info on Bogleheads about VWILX.
__________________

__________________
explanade is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 10-15-2009, 11:47 PM   #2
Thinks s/he gets paid by the post
Finance Dave's Avatar
 
Join Date: Mar 2007
Posts: 1,046
I have VINIX via my 401k, but can offer little insight to what you're struggling with. Evidently you're a "value" investor given that you don't want to buy things near their recent highs.

I think most investments right now WILL be near their 52 week highs given what we've just gone through.
__________________

__________________
Finance Dave is offline   Reply With Quote
Old 10-15-2009, 11:54 PM   #3
Thinks s/he gets paid by the post
 
Join Date: May 2008
Posts: 3,424
Well I did learn a lot about Admiral shares in this forum.

But I posted the same question at Bogleheads and they've so far pointed out other considerations more important than pure ER.

This is pretty helpful:

FAQ on Vanguard International Funds - Bogleheads

Yeah the timing is unfortunate but had some cash come available with the maturity of a CD and I want to change the percentages between cash and equities more, so I'll have to wade in a bit despite the high prices.

You hear a lot about how other regions will grow faster than the US in the short/medium term so hopefully that trend will continue.
__________________
explanade is online now   Reply With Quote
Old 10-16-2009, 09:43 AM   #4
Thinks s/he gets paid by the post
grumpy's Avatar
 
Join Date: Jul 2004
Posts: 1,321
I've owned VGSTX as part of my international allocation (held in an IRA) since 2004 when its NAV was around $11. It is currently at $14+ so my returns have been modest, at best. It has paid out dividends and cap gains averaging around 2% during the time I have held it.

For me it is a low expense ratio access to the international markets. I expect to hold it indefinitely.
__________________
grumpy is offline   Reply With Quote
Old 10-16-2009, 09:59 AM   #5
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,936
Most of my international exposure is with FTSE All-World Ex-US (VFWIX). It's about what one would expect. I have no problems with it, except that it doesn't offer Admiral shares.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is offline   Reply With Quote
Old 10-16-2009, 10:07 AM   #6
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,980
I've owned VTMGX and VEMAX for years and consider them above average performers in their categories (after expenses). Vanguard tends to have above average performers in most (but not all) categories, including international. But if you're looking for hot actively managed funds, that has never been Vanguards forte. IMO, above average actively managed funds are an oxymoron long-term anyway for at least 95% of us (who don't want to spend full time managing/trading investments). Best of luck...YMMV
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Old 10-16-2009, 10:53 AM   #7
Thinks s/he gets paid by the post
 
Join Date: May 2008
Posts: 3,424
Yes, I've chose VFWIX for now.

Most of these VG international funds are up 40% YTD. So it may be too late but hoping it's better late than never.
__________________
explanade is online now   Reply With Quote
Old 10-16-2009, 12:50 PM   #8
Thinks s/he gets paid by the post
walkinwood's Avatar
 
Join Date: Jul 2006
Location: Denver
Posts: 2,677
you could dollar cost average in and convert to admiral class shares when you have enough in there.
__________________

__________________
walkinwood is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Vanguard Index funds vs. Vanguard ETFs Saver FIRE and Money 8 03-22-2008 01:26 PM
International funds for risk diversification? katfish FIRE and Money 1 05-16-2006 03:37 PM
international funds Shredder FIRE and Money 14 06-30-2005 02:51 AM
Too Late for International Funds? Craig FIRE and Money 13 03-09-2005 07:46 PM
Unhedged International Bond Funds charlie FIRE and Money 31 02-08-2005 08:04 PM

 

 
All times are GMT -6. The time now is 01:49 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.