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Re: Anyone comfortable with 100% stock?
Old 04-14-2004, 04:44 PM   #41
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Re: Anyone comfortable with 100% stock?

I hate to say this but in the 70's and 80's until 87, did a Ben Graham 50/50 in 401k - 11% interest on GICs(guaranteed investment contracts)/index 500. After the 87 mini-crash - 100% stock until ER in 93.

I think 100% stock via DCA with up to twenty years to ER might be considered. At 15 yrs and under begin adding some fixed until you hit your ER target asset allocation. Again this will vary depending on your individual ER situation - Pensions, SS, real estate, part time work etc, etc.






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Re: Anyone comfortable with 100% stock?
Old 04-17-2004, 01:20 PM   #42
 
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Re: Anyone comfortable with 100% stock?

I'm struck by the quality of the posts at this web site. I know most of you are renagades from TMF, but you've brought the best part with you. In the past, I've more oten read TMF boards, largely because of an accident with Explorer that made adding favorites difficult. But now that I've switched to Apple's neat Safari browswer and added this site to my bookmark bar, I expect to be a daily visitor and occassional contributor. Thanks for the informative posts.

db
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Re: Anyone comfortable with 100% stock?
Old 04-17-2004, 01:55 PM   #43
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Re: Anyone comfortable with 100% stock?

Shhh...nobody tell him we're all 13 year olds playing "dress up" and I'm actually a dog...
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Re: Anyone comfortable with 100% stock?
Old 04-17-2004, 02:24 PM   #44
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Re: Anyone comfortable with 100% stock?

Quote:
I know most of you are renagades from TMF, but you've brought the best part with you.
Thanks for the compliments and welcome to the board. Acutally, while there is a fair contingent of cheap TMF refugees (like me) here there are many valuable frequent contributors who found the site themselves. This board has really taken on its own personality.

TH is one of the relatively recent walk-ins. Don't pay attention to what he just said; he may sample fine cainine cuisine from time to time, but he's not actually a dog. You can tell because he's way too independent and unloyal.

Speaking of TMF, I can't help but occaionally wonder how the LBYM board survived the transition to pay-per-view. I think it was by far the busiest board before they went for-pay.
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Re: Anyone comfortable with 100% stock?
Old 04-17-2004, 03:40 PM   #45
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Re: Anyone comfortable with 100% stock?

So what you're saying is that I'm actually a cat?
:-/

By the way, I'm eating a nice soup full of green onions, mushrooms, seaweed and tofu. Neither the dogs nor the cats seem very interested.
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Re: Anyone comfortable with 100% stock?
Old 04-17-2004, 07:51 PM   #46
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Re: Anyone comfortable with 100% stock?

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Shhh...nobody tell him we're all 13 year olds playing "dress up" and I'm actually a dog...
That explains your detailed knowledge about dog foods.
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Re: Anyone comfortable with 100% stock?
Old 04-17-2004, 07:55 PM   #47
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Re: Anyone comfortable with 100% stock?

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. . . TH is one of the relatively recent walk-ins. Don't pay attention to what he just said; he may sample fine cainine cuisine from time to time, but he's not actually a dog. You can tell because he's way too independent and unloyal. *
That may be true, but I am pretty sure that unclemick is a bored 13 year old girl in disguise.
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Re: Anyone comfortable with 100% stock?
Old 04-18-2004, 05:23 AM   #48
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Re: Anyone comfortable with 100% stock?

Why 13? - instead of 12 or 14. As a left handed INTJ, this requires thought. Other posters have mentioned 13. Could it be sub conscious and thus effect our ability to properly use dryer sheets, asset class allocation, or predict the market?

I shall remain 'mysterious'. But two confessions:

1. The last(old) guess - '13 yr old girl from Missoula' - actually looked up Missoula on the net - nice college town.

2. Long ago(Colorado days) - once dated a blond from Billings - no pun - really.
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Re: Anyone comfortable with 100% stock?
Old 11-12-2004, 06:08 PM   #49
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Re: Anyone comfortable with 100% stock?

I was going to reply that I am 100% in stocks - but the more I thought about it, that is not exactly true. I had forgotten about the equity in my house - so overall I am only 50% in stocks and 50% in real estate.

But I am comfortable with having all my non-real estate in equities (but I am an Optimist at heart)!

I do not have a large enough portfolio to buy individual stocks so I stick to mutual funds. I have a few years to go before retirement, so I am not too concerned yet with the ups and downs of the market - as I get closer to retirement I will reduce my exposure to stocks - but not by too much. There are only three ways I know of growing your portfolio over inflation over the long term; inheritance, owning a business and owning stocks. Bonds will only keep you even with inflation maybe.

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Re: Anyone comfortable with 100% stock?
Old 11-13-2004, 03:15 AM   #50
 
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Re: Anyone comfortable with 100% stock?

Hey Bruce.........your situation is like mine (50%
real estate) but for me, no stocks. BTW, I never
really think much about beating inflation. Just staying even would be okay with me.

No stocks and no tax worries make my investment
ruminations pretty easy generally. We were discussing ER last night at dinner. Just after I uttered the
standard "Can't see how I found time to work!",
someone asked about a typical day. As best I recall,
it was "Get up early and then go back to bed about
half of the time. Chores and errands until lunch, and then fish until cocktail hour. Not sure if they believed me or not

John Galt
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Re: Anyone comfortable with 100% stock?
Old 11-13-2004, 04:23 AM   #51
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Re: Anyone comfortable with 100% stock?

100% stocks, 100% bonds, 100% raw land? - sure no problem - all retires(not ER's) from my monthy retirement luncheon(beware - retired engineers are a dangerous crowd). All were backstopped by a pension from the company we worked for and owned homes.

The horse you rode in on applies - due diligence and understanding the nature of the beast - I would have no problem with 100% stocks (not real estate or individual bonds) because that's closest to what I know.

Balanced Index plus individual stocks for me (for now).

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Re: Anyone comfortable with 100% stock?
Old 11-13-2004, 05:39 AM   #52
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Re: Anyone comfortable with 100% stock?

We have been 100% long for years...

Billy
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Re: Anyone comfortable with 100% stock?
Old 11-13-2004, 03:24 PM   #53
 
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Re: Anyone comfortable with 100% stock?

And I can't imagine any circumstances under which
I would invest in any common stock...............
not for any reason! But, whatever works.
Different strokes, right?

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Re: Anyone comfortable with 100% stock?
Old 11-13-2004, 06:04 PM   #54
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Re: Anyone comfortable with 100% stock?

There is only one problem with staying even with inflation; If the items you buy go up more than inflation (like health care) your purchasing power will be decreasing. 8)
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Re: Anyone comfortable with 100% stock?
Old 11-28-2004, 04:45 PM   #55
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Re: Anyone comfortable with 100% stock?

We are basically 50% real estate + 50% equities.

As we are mid-thirties and both working, we are comfortable with the volitility in return for the longer term cap appreciation (hopefully). Just to make the hairs on the back of the neck stand on end, a big chunk of those equities are Asian / Emerging Market stocks. Yikes!!!!

Our main driver is that we have no access to company pension provision (and are not likely to in future) and we are not entitled to any of our respective home state's benefits like Social Security. Thus we have to plan for a TOTALLY self funded retirement, with little or no safety net.
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Re: Anyone comfortable with 100% stock?
Old 11-28-2004, 05:07 PM   #56
 
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Re: Anyone comfortable with 100% stock?

Hmmmmmmmm, a "TOTALLY self funded retirement".
No SS, no pension, no inheritance. I guess we could do
it but it would not be pretty

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Re: Anyone comfortable with 100% stock?
Old 11-28-2004, 05:12 PM   #57
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Re: Anyone comfortable with 100% stock?

John,

My wife views this as a "Worry", whereas I choose to take it as a "Challenge".

Either way, it focuses the mind.

Simon
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Re: Anyone comfortable with 100% stock?
Old 11-28-2004, 05:59 PM   #58
 
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Re: Anyone comfortable with 100% stock?

When a lot of folks are comfortable with 100% stocks, that should be the time to be uncomfortable with stocks.

The only solace that I can take from being in stocks is that almost everyone thinks that it is a lousy investment currently.
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Re: Anyone comfortable with 100% stock?
Old 11-28-2004, 06:02 PM   #59
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Re: Anyone comfortable with 100% stock?

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Hmmmmmmmm, a "TOTALLY self funded retirement".
No SS, no pension, no inheritance. *I guess we *could do
it but it would not be pretty
Aren't you happy that society has decided to make sure that the financially incompetent aren't starving in the streets?
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Re: Anyone comfortable with 100% stock?
Old 11-28-2004, 06:20 PM   #60
 
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Re: Anyone comfortable with 100% stock?

Yep! No starving in the streets. That's bad karma.

John Galt
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