 |
|
Anyone else seriously over budget already?
02-13-2010, 10:07 AM
|
#1
|
|
Recycles dryer sheets
Join Date: Jan 2006
Posts: 346
|
Anyone else seriously over budget already?
So 6 weeks into the year, I'm already quite abit over my budget. I had house repair of about $1000, a speeding ticket and am going out/dining out alot more than last year so far this year. At least the last item has meant an increase in my enjoyment level. All told I'm about 20% higher in discretionary spending so far this year + the costly house repair. Anyone else started off the year poorly?
|
|
|
 |
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
|
02-13-2010, 10:13 AM
|
#2
|
|
Thinks s/he gets paid by the post
Join Date: Mar 2007
Location: Nebraska
Posts: 1,543
|
I'm over budget in travel and clothes so far this year. Course I also have a travel reserve left over from last year. So, after my cruise this month, I won't be traveling much this year nor will I be buying clothes until about June, when I should have a positive amount in that pot again. 
|
|
|
|
|
02-13-2010, 12:07 PM
|
#3
|
|
Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,498
|
Other than buying the new Toyota Venza (and spending 150% of my entire 2009 expenditures to do so)  , I am at or slightly below budget.
The new vehicle was a planned purchase, though the cost was a little more than I had had in mind. So, I have got to "watch my p's and q's" for a few months and keep my spending down.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
|
|
|
|
02-13-2010, 12:26 PM
|
#4
|
|
Thinks s/he gets paid by the post
Join Date: Dec 2009
Location: Alberta/Ontario/ Arizona
Posts: 3,393
|
Pretty excited about the Venza ,eh. How does it drive?
|
|
|
|
|
02-13-2010, 12:29 PM
|
#5
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,673
|
 Quote:
|
a speeding ticket and am going out/dining out alot more
|
Easy solution seems to be~stay out of your car.
__________________
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
|
|
|
|
|
02-13-2010, 12:36 PM
|
#6
|
|
Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,121
|
We are seriously over budget this first 2 months. The flight and other costs of going to the UK at Christmas for Dad's funeral hit in January. Then we had the interstate moving costs immediately after RE'ing, and we have now paid 50% deposits on our extended trips to Colorado and Canada later this year.
But we are not worried at all, even if we are way over budget by year end. I still don't expect our SWR to rise above 3% this year despite the big 1st year price tag.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
|
|
|
|
|
02-13-2010, 01:16 PM
|
#7
|
|
Gone but not forgotten
Join Date: Aug 2006
Posts: 6,924
|
Even with buying a new washing machine, income is still above outgo.
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
|
|
|
|
|
02-13-2010, 01:44 PM
|
#8
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,037
|
I will be pretty soon. Car repairs rear their ugly head... 
We had to terminate our monthly contribution to the annual vacation fund in order to save up for an $1100 heater core + thermostat + audio speaker replacement j*b for the Jeep.  The labor is the killer part - the heater core is hidden behind the dashboard.
We will resume the contributions in late April. 
__________________
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
|
|
|
|
|
02-13-2010, 01:48 PM
|
#9
|
|
Recycles dryer sheets
Join Date: Dec 2009
Location: Cleveland
Posts: 344
|
Fortunately I am well under last years pace. I had a steady girl friend last year and none right now and this is the main reason I am spending a lot less.
|
|
|
|
|
02-13-2010, 02:00 PM
|
#10
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
|
Quote:
Originally Posted by skyvue
Fortunately I am well under last years pace. I had a steady girl friend last year and none right now and this is the main reason I am spending a lot less.
|
Couldn't you wean her from foie gras onto call-in pizza and Chinese?
ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
|
|
|
|
|
02-13-2010, 02:56 PM
|
#11
|
|
Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,498
|
Quote:
Originally Posted by Danmar
Pretty excited about the Venza ,eh. How does it drive?
|
Drives like a dream! Actually it drives very similarly to my Solara - - even though I had never driven an SUV before, there was no need to adjust since it is just as responsive and easy to drive as a car. It has a lot more zip, though, due to the V-6. I like the suspension. Also it seems very maneuverable to me and the relatively low center of gravity adds to the fun in driving it.
After just one test drive I was SO sold on it. There was no turning back! 
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
|
|
|
|
|
02-14-2010, 12:22 AM
|
#12
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2003
Location: Pasadena CA
Posts: 3,345
|
__________________
T.S. Eliot:
Old men ought to be explorers
|
|
|
|
|
02-14-2010, 12:47 AM
|
#13
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2005
Posts: 17,231
|
Well, since I carry over from the prior year.... yes, I am over budget this year even before we spent any money...
Trying to get the wife to spend less, but she is resisting... says we need to 'live in the moment more'... since her first husband died young, it is difficult to change her thinking much... but I am working on it....
|
|
|
|
|
02-14-2010, 02:34 AM
|
#14
|
|
Full time employment: Posting here.
Join Date: Oct 2007
Location: New York
Posts: 898
|
While I don't budget, I do track expenses, and I'm happy to say its the opposite for me.
January 2010 was my lowest spending month since I started keeping track 3 years ago.
__________________
Money's just something you need in case you don't die tomorrow.
|
|
|
|
|
02-14-2010, 03:06 AM
|
#15
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Posts: 5,350
|
No, i'm not over budget. My budget is $1250/mo. In Jan. I spent $1214 and I expect to spend $11XX in Feb. so i'm doing fine.
|
|
|
|
|
02-14-2010, 05:55 AM
|
#16
|
|
Thinks s/he gets paid by the post
Join Date: Feb 2005
Posts: 2,032
|
Oh yes
First baby born two weeks ago, budget is out the window.
|
|
|
|
|
02-14-2010, 06:49 AM
|
#17
|
|
Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
|
Quote:
Originally Posted by saluki9
Oh yes
First baby born two weeks ago, budget is out the window.
|
Congratulations ! That's a great budget buster !
|
|
|
|
|
02-14-2010, 07:45 AM
|
#18
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2003
Location: Pasadena CA
Posts: 3,345
|
Quote:
Originally Posted by saluki9
Oh yes
First baby born two weeks ago, budget is out the window.
|
Babies bust the budget for grandparents too!
__________________
T.S. Eliot:
Old men ought to be explorers
|
|
|
|
|
02-14-2010, 09:45 AM
|
#19
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
|
Quote:
Originally Posted by yakers
Babies bust the budget for grandparents too!
|
My Grand-daughter has everything in the world already, so I don't try to add to the surfeit. I do try to be around, to take the family to the airport, to bring them a meal occasionally, to watch their house when they travel etc.
I am her only Grandfather so I take my role seriously. Her car seat is in my car now, waiting for me to pick them up from their trip. Brings back nice memories to see it back there, though modern car seats are really something compared to the 70s and 80s versions!
Congrats, Saluki and Mrs. Saluki and Baby Saluki. Best thing in your life, and maybe the hardest!
Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
|
|
|
|
|
02-14-2010, 09:47 AM
|
#20
|
|
Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: No. California
Posts: 1,858
|
Quote:
Originally Posted by saluki9
Oh yes
First baby born two weeks ago, budget is out the window.
|
Congratulations on your baby.
|
|
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
| Thread Tools |
|
|
| Display Modes |
 Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|
