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Anyone see better than 4.25% on three year money?
Old 01-26-2005, 07:59 AM   #1
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Anyone see better than 4.25% on three year money?

Try as I might, I can't find a better rate on a 3 year CD than at www.astoriafederal.com. Anyone else?
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Re: Anyone see better than 4.25% on three year mon
Old 01-26-2005, 09:18 AM   #2
 
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Re: Anyone see better than 4.25% on three year mon

I have not seen a better rate lately, and I have looked.

JG
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Re: Anyone see better than 4.25% on three year mon
Old 01-26-2005, 09:29 AM   #3
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Re: Anyone see better than 4.25% on three year mon

Thanks, JG. I suppose I should be scared, since I am a shareholder, but they make consistent fat profits, so its hard to get excited.
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Re: Anyone see better than 4.25% on three year mon
Old 01-26-2005, 10:15 AM   #4
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Re: Anyone see better than 4.25% on three year mon


Brewer,

Can't remember now if you already had CDs with PenFed but 3-year rate is 4.75 right now (but today is the last day this rate is offered).

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Re: Anyone see better than 4.25% on three year mon
Old 01-26-2005, 10:16 AM   #5
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Re: Anyone see better than 4.25% on three year mon

Its actually for my parents, who are maxed out on Pen Fed already.
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Re: Anyone see better than 4.25% on three year mon
Old 01-26-2005, 10:50 AM   #6
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Re: Anyone see better than 4.25% on three year mon

Correction: PenFed's 3-year rate is 4.5%, not 4.75%

sorry!
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Re: Anyone see better than 4.25% on three year mon
Old 01-26-2005, 01:06 PM   #7
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Re: Anyone see better than 4.25% on three year mon

Quote:
Its actually for my parents, who are maxed out on Pen Fed already.

Brewer, you probably know this, but 'maxed out' for a couple could be as much as 400k -- I just checked with Penfed and they confirmed without hesitation (how do they train these people so well and find smart cust svc people who know stuff?) that a joint account is insured up to 200k under the National Credit Union Administration. Add to that individual accounts perhaps for another 200k? Anyway, in case you were stopping at a basic 100k there may be more room in the tank.
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