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We've been on this board long enough to know how most of you feel about Financial Advisors to manage your investments, but has anyone found the benefit of using one to help with the planning side?
We were pretty confident that we're 2 years to FIRE but now, we're not sure if it's maybe 4 more years. We have done our homework and are conservative in our estimates for reaching the 4% SWR and have added taxes, insurance etc, but we're still not sure it's right! Argh!!!!!
USAA offers planning for less than 1k (cheaper than others). I realize their funds aren't the best performing/high fees, etc. but we really just want someone's blessing to confirm our plan. Is it 1k well spent or a waste?
If you consulted a FA for the same reason, do you recommend using someone who specializes / at least knows enough about early retirement? Since a good chunk of our assets are real estate related, would it make a big difference to get someone who specializes in this area (if one exists?)
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