Unless there is an urgency, I would probably wait. The 1099s might get confused or ??... There are many year end processes that go on in a financial institution.
You are correct. The date of record/distribution makes the income, not account balance.
FIRE no later than 7/5/2016
at 56 (done), securing '16 401K match (done), getting '15 401K match (done), LTI Bonus (done), Perf bonus (done), maxing out 401K (done), picking up 1,000 hours to get another year of pension (done), July 1st benefits (vacation day, healthcare) (done), July 4th holiday. 0 days left. (done) OFFICIALLY RETIRED 7/5/2016!!