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are dividends included in calculations
Old 01-27-2009, 06:14 AM   #1
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are dividends included in calculations

Sorry if this a FAQ. In calculating the optimum stocks/bonds allocation is dividends included, (in other words is the S&P part of the allocation a total return index or not?)

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Old 01-27-2009, 06:30 AM   #2
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Dividends are included.
Numbers is hard.

Retired in 2005 at age 58, no pension

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