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I mostly spend as little as possible, below projected expenses - better safe than sorry. 28 37.33%
On average my expenses are as projected by my financial plan, I'm not going to risk depriving myself - but I don't want to go crazy. 36 48.00%
I try to stick to my plan, but if I want something and go over so what - I can always get a part time job or cut back expenses later. 11 14.67%
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Old 02-12-2010, 08:43 PM   #41
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My 'unnecessary frugality' has enabled me to buy a new car, water heater, washing machine as the old ones wore out.
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Old 02-13-2010, 10:09 AM   #42
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I am trying to figure out a plan for spending some of the portfolio principle over time. We don't need to spend any of it as we can get by very nicely on pension and dividends. Was thinking of extracting any excess returns (maybe defined as half the excess over cumulative inflation) and putting it in cash to be spent on big or special items. Not sure.
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Old 02-13-2010, 03:45 PM   #43
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If frugal means not spending on stuff you don't need to pay cash for things you do, I'm all for it.
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