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Old 07-01-2015, 09:47 AM   #21
Recycles dryer sheets
 
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Up a little over 2%, thanks to ex-US equities.
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Old 07-01-2015, 10:02 AM   #22
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A moderate growth 60/40 index fund represented by Vanguard LifeStrategy Moderate Growth fund VSMGX has a total return of 1.65% YTD through 6/30/2015.
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Old 07-01-2015, 10:05 AM   #23
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Originally Posted by shotgunner View Post
I was above water for the year until the big drop this week but I now have a very slight loss in net worth, the loss includes my WR to live on, .
Up 2% after yesterday's drop.

**But what I do is include my W/D's as if they were still there. I just keep them as a separate line item.

My W/Ds are lumpy year to year but this way, I can have a good comparison on portfolio performance...then at the start of each year, I true up the balance with an accurate number as the starting point for the upcoming year.

Otherwise, if I had a year with large W/Ds, it could look like my investments weren't performing well, even if they were.
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Old 07-01-2015, 10:07 AM   #24
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Only looking at 2/3rds of what I own... portfolio down 6% with earnings of 1.6%...

Bought MIL a condo with cash... we will eventually get it back, but I did not include it in portfolio... cause I cannot spend it....
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Old 07-01-2015, 10:48 AM   #25
Recycles dryer sheets
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Up 2%
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Old 07-01-2015, 11:01 AM   #26
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Up 2.38% as of yesterday.....................
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Old 07-01-2015, 11:05 AM   #27
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Old 07-01-2015, 11:06 AM   #28
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Quote:
Originally Posted by LOL! View Post
A moderate growth 60/40 index fund represented by Vanguard LifeStrategy Moderate Growth fund VSMGX has a total return of 1.65% YTD through 6/30/2015.
so if you had an 3% annual WR you would likely be just slightly ahead for the 1/2 year I think. If you had a 4% WR then you would be down.
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Old 07-01-2015, 11:17 AM   #29
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About 2.0513654%.
Last night, before my 401K turned over new numbers, I was at 2.5%. That means the Greeks are assessing something like a .45 expense ratio on my ex-US funds.
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Old 07-01-2015, 11:17 AM   #30
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YTD up 2.85%.
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Old 07-01-2015, 11:22 AM   #31
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As of right now, -0.81 YTD per M* portfolio tracker tool.
AA = 43/53/4
Not withdrawing or adding new money.
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Old 07-01-2015, 11:26 AM   #32
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Up 4.13, but also still working.
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Old 07-01-2015, 11:37 AM   #33
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Originally Posted by pb4uski View Post
so if you had an 3% annual WR you would likely be just slightly ahead for the 1/2 year I think. If you had a 4% WR then you would be down.
Unless you were invested in Vanguard Wellington which is about 65/35. It is up only 0.35% YTD through 6/30. Wellesley is down 0.4% YTD.

At this point,
-0.17% Total US Bond
+1.88%Total US Stock
+5.42% Total Int'l Stock
-6.23% REIT index

Clearly, international was not a bad place to be. It would be up even more if the Greeks had cooperated.
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Old 07-01-2015, 11:45 AM   #34
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As of mid-day today, up 2.3% on invested assets. No adds, no withdrawals but does include dividends routed to cash in the accounts.

But I hold a lot of cash outside of this that I did not take into the calculation.
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Old 07-01-2015, 12:42 PM   #35
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Still working....retirement and investment accounts are up 10.4% for the year. A 6 figure increase in 6 months Most of my increase comes from a single privately owned stock that only gets a price adjustment once per year.
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Old 07-01-2015, 12:55 PM   #36
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Up 2.5% not including adds and withdrawals


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Old 07-01-2015, 01:11 PM   #37
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Account balance up 0.4%. Up 2.4% if factoring in dividends and withdrawals.
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Old 07-01-2015, 02:55 PM   #38
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Up 0.6% not including distributions from taxable accounts (which were surprisingly substantial in June). No withdrawals needed (living off of last year's EOY distributions).
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Old 07-01-2015, 03:31 PM   #39
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Up 1.55%. No withdrawals. 50/50 AA now, was 60/40 for some of this year.
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Old 07-01-2015, 03:35 PM   #40
Recycles dryer sheets
 
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Okay, caused me to look. My current balance is up 1.9% compared to beginning of year, but since I have had withdrawals, that doesn't seem too bad.


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