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07-01-2015, 08:47 AM
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#21
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Thinks s/he gets paid by the post
Join Date: Jul 2013
Posts: 1,884
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Up a little over 2%, thanks to ex-US equities.
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07-01-2015, 09:02 AM
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#22
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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A moderate growth 60/40 index fund represented by Vanguard LifeStrategy Moderate Growth fund VSMGX has a total return of 1.65% YTD through 6/30/2015.
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07-01-2015, 09:05 AM
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#23
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2011
Posts: 8,418
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 Quote:
Originally Posted by shotgunner
I was above water for the year until the big drop this week but I now have a very slight loss in net worth, the loss includes my WR to live on, .
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Up 2% after yesterday's drop.
**But what I do is include my W/D's as if they were still there. I just keep them as a separate line item.
My W/Ds are lumpy year to year but this way, I can have a good comparison on portfolio performance...then at the start of each year, I true up the balance with an accurate number as the starting point for the upcoming year.
Otherwise, if I had a year with large W/Ds, it could look like my investments weren't performing well, even if they were.
__________________
Living well is the best revenge!
Retired @ 52 in 2005
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07-01-2015, 09:07 AM
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#24
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2005
Posts: 17,241
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Only looking at 2/3rds of what I own... portfolio down 6% with earnings of 1.6%...
Bought MIL a condo with cash... we will eventually get it back, but I did not include it in portfolio... cause I cannot spend it....
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07-01-2015, 09:48 AM
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#25
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Recycles dryer sheets
Join Date: Jun 2014
Posts: 337
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Up 2%
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07-01-2015, 10:01 AM
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#26
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Confused about dryer sheets
Join Date: Aug 2014
Location: San Mateo
Posts: 5
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Up 2.38% as of yesterday.....................
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07-01-2015, 10:05 AM
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#27
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 2,525
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Up .76% as of 6/30
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07-01-2015, 10:06 AM
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#28
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,370
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Quote:
Originally Posted by LOL!
A moderate growth 60/40 index fund represented by Vanguard LifeStrategy Moderate Growth fund VSMGX has a total return of 1.65% YTD through 6/30/2015.
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so if you had an 3% annual WR you would likely be just slightly ahead for the 1/2 year I think. If you had a 4% WR then you would be down.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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07-01-2015, 10:17 AM
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#29
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2008
Location: On a hill in the Pine Barrens
Posts: 9,720
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About 2.0513654%.
Last night, before my 401K turned over new numbers, I was at 2.5%. That means the Greeks are assessing something like a .45 expense ratio on my ex-US funds.
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07-01-2015, 10:17 AM
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#30
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Thinks s/he gets paid by the post
Join Date: Aug 2012
Posts: 1,862
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YTD up 2.85%.
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07-01-2015, 10:22 AM
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#31
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,037
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As of right now, -0.81 YTD per M* portfolio tracker tool.
AA = 43/53/4
Not withdrawing or adding new money.
__________________
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
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07-01-2015, 10:26 AM
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#32
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Recycles dryer sheets
Join Date: Jan 2007
Location: Lancaster
Posts: 68
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Up 4.13, but also still working.
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07-01-2015, 10:37 AM
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#33
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Quote:
Originally Posted by pb4uski
so if you had an 3% annual WR you would likely be just slightly ahead for the 1/2 year I think. If you had a 4% WR then you would be down.
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Unless you were invested in Vanguard Wellington which is about 65/35. It is up only 0.35% YTD through 6/30. Wellesley is down 0.4% YTD.
At this point,
-0.17% Total US Bond
+1.88%Total US Stock
+5.42% Total Int'l Stock
-6.23% REIT index
Clearly, international was not a bad place to be. It would be up even more if the Greeks had cooperated.
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07-01-2015, 10:45 AM
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#34
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Thinks s/he gets paid by the post
Join Date: Mar 2010
Posts: 1,994
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As of mid-day today, up 2.3% on invested assets. No adds, no withdrawals but does include dividends routed to cash in the accounts.
But I hold a lot of cash outside of this that I did not take into the calculation.
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07-01-2015, 11:42 AM
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#35
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Recycles dryer sheets
Join Date: Jan 2015
Posts: 108
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Still working....retirement and investment accounts are up 10.4% for the year. A 6 figure increase in 6 months  Most of my increase comes from a single privately owned stock that only gets a price adjustment once per year.
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07-01-2015, 11:55 AM
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#36
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Recycles dryer sheets
Join Date: Nov 2013
Posts: 475
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Up 2.5% not including adds and withdrawals
Sent from my iPhone using Tapatalk
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07-01-2015, 12:11 PM
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#37
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Thinks s/he gets paid by the post
Join Date: Jan 2014
Location: Bloomington, MN
Posts: 1,158
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Account balance up 0.4%. Up 2.4% if factoring in dividends and withdrawals.
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07-01-2015, 01:55 PM
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#38
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Moderator
Join Date: Jul 2010
Posts: 7,941
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Up 0.6% not including distributions from taxable accounts (which were surprisingly substantial in June). No withdrawals needed (living off of last year's EOY distributions).
__________________
"One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute." William Feather
----------------------------------
ER'd Oct. 2010 at 53. Life is good.
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07-01-2015, 02:31 PM
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#39
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Posts: 1,639
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Up 1.55%. No withdrawals. 50/50 AA now, was 60/40 for some of this year.
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07-01-2015, 02:35 PM
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#40
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Full time employment: Posting here.
Join Date: Apr 2004
Posts: 662
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Okay, caused me to look. My current balance is up 1.9% compared to beginning of year, but since I have had withdrawals, that doesn't seem too bad.
Sent from my iPad using Early Retirement Forum
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