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08-25-2009, 07:20 AM
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#21
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Thinks s/he gets paid by the post
Join Date: Jun 2006
Posts: 2,068
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Up, however, I have continued contributions in that time so probably even.
Income stream from dividends has doubled though (with a 25% increase in portfolio).
__________________
"We do not inherit the earth from our ancestors, we borrow it from our children.
(Ancient Indian Proverb)"
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08-25-2009, 08:20 AM
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#22
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Down 15% since Dec 07. From high-water mark in Oct 07, down 17%.
Included in the numbers was a drawing of about 2% since then, due to part-time work dwindling down.
Portfolio was 80% stock in 07, traded rebalanced down to less than 50% in Sep 08, then brought back earlier this year to 60%. Currently at 66% equity.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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08-25-2009, 08:34 AM
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#23
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: Austin
Posts: 1,142
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We are down 10% since 2007. 5.5% drawdowns (3.3% SWR) and 4.5% negative return. Until we rebalanced in July, our portfolio was basically 40/40/20 stocks/bonds/cash, stocks and bonds all in broad-based index funds.
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08-25-2009, 08:38 AM
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#24
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Recycles dryer sheets
Join Date: Sep 2006
Location: Fort Collins
Posts: 194
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Down 20% from 12/2007. Up 11% YTD.
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08-25-2009, 08:42 AM
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#25
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
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Down 9.
__________________
Al
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08-25-2009, 09:48 AM
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#26
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Recycles dryer sheets
Join Date: Apr 2006
Location: Hardscrabble Texas
Posts: 372
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Down 9%
__________________
.....#.....
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08-25-2009, 09:59 AM
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#27
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2009
Posts: 5,307
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Sigh....
returns are down about 29%.
Due to retirement contributions made in the interim, however, our amount in our retirement accounts right now is about 5% less than it was 10/1/2007.
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08-25-2009, 10:17 AM
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#28
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Thinks s/he gets paid by the post
Join Date: Jul 2005
Posts: 4,366
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Down 14.6%, generally all equities but started with a significant cash allocation.
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08-25-2009, 10:17 AM
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#29
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 2,602
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Down 5% but that also includes contributions thru July 2008 (which promptly went down the 'tube'.
__________________
Only got A dimple, would have preferred 2!
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08-25-2009, 11:52 AM
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#30
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Recycles dryer sheets
Join Date: May 2006
Posts: 465
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Like others, our net worth is up due to continued savings. But as best I can tell, our investments at the time of the market peak in 2007 are still down about 8-9%. I'm very happy to be back in single digit loss territory.
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08-25-2009, 01:05 PM
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#31
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Full time employment: Posting here.
Join Date: Feb 2006
Posts: 599
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Down 16%, but up 628% since 8/1999!
Trying to take the long term view......Damn, that's only 6.28% per year.....
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08-25-2009, 01:14 PM
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#32
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Thinks s/he gets paid by the post
Join Date: Jan 2006
Posts: 4,172
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Quote:
Originally Posted by FIREdreamer
Since 12/31/2007:
Portfolio Return: -4.5% (XIRR)
Portfolio Value: +33%
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How is this possible? I would have guessed both would have had to have the same sign. Pls unconfuse me.
edit: perhaps you're including new contributions in value?
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08-25-2009, 01:26 PM
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#33
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Moderator Emeritus
Join Date: May 2007
Posts: 12,894
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Quote:
Originally Posted by kaneohe
How is this possible? I would have guessed both would have had to have the same sign. Pls unconfuse me.
edit: perhaps you're including new contributions in value?
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Yes, new contributions are included in value (as they are in the XIRR calculations).
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08-25-2009, 01:41 PM
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#34
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Thinks s/he gets paid by the post
Join Date: Jul 2006
Posts: 1,901
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Ignoring withdrawals I'm down 9%. Including withdrawals I'm down 16%. Not as bad as it was by a short while ago.
__________________
“I guess I should warn you, if I turn out to be particularly clear, you've probably misunderstood what I've said” Alan Greenspan
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08-25-2009, 02:50 PM
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#35
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Pardon, but is it not 20.17% per year, compounded over 10 years?
For 1.2017^10 = 1.2017*1.2017*...*1.2017 = 6.28.
PS. If I could sextuple my portfolio from 1999 to now, I would have been able to afford one of those houses on the eastern shore of Bainbridge Island with the view of the Space Needle and the skyline of Seattle.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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08-25-2009, 03:26 PM
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#36
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Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
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Down 12% .
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08-25-2009, 03:46 PM
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#37
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,001
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Last I looked (Friday 8/21) I was down 17.5% from the October 2007 peak. I'm too lazy to calculate the drop from Dec 2007, but it should be just slightly less.
Oh all right! I ran it in Quicken! Down approx 14% since 12/31/07
I haven't made any new contributions - I am retired.
Audrey
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08-25-2009, 04:02 PM
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#38
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2005
Posts: 5,381
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Up 5.6% with contributions, down 10% without contributions.
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08-25-2009, 04:08 PM
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#39
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 2,840
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Up 18.7 percent excluding contributions.
__________________
But then what do I really know?
https://www.early-retirement.org/forums/f44/why-i-believe-we-are-about-to-embark-on-a-historic-bull-market-run-101268.html
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08-25-2009, 04:55 PM
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#40
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Full time employment: Posting here.
Join Date: Mar 2005
Location: Punta Gorda, FL
Posts: 828
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Down around 15%.
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