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Old 11-24-2009, 06:16 PM   #41
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Originally Posted by Culture View Post
Ziggy, you are certainly correct in the absolute sense. However, I would hate to limit popular media advice to the great unwashed to "post-retirement financial requirement vary so widely from person to person, that we cannot give you any." The reality is, the average American is not going to hook up with a competent FA, or learn on their own. Better to give sound bite advice that is generally correct, as opposed to the alternative.
On the other hand, saying "You really need to total up your current expenses, and estimate new/changed/removed expenses when you retire" would not only be helpful for the retirement scenario, but might also open some eyes if people put together an actual budget. "Wow, we spend HOW MUCH a month on Starbucks?"

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Old 11-25-2009, 07:34 AM   #42
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I'm trying to put together a budget now. I'm using MINT and it tracks all of my categories, once I set them up in transactions.

I just said "Wow! I spend how much on groceries!?!"

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