Asset Allocator's question
I'm curious. Of those of you who do AA, especially inVanguard, how many use the equivalent of some percentage Total Stock Market, some of Total Bond Market, some International (like ex-US), maybe with some REIT and commodities thrown in. This would be in contrast to holding specific parts of the market, like large/mid/small, growth/value, etc. Most of what I've seen since joining looks like slice and dice, as opposed to just holding the whole thing.
I'd appreciate our responses, since I'm still trying to figure out how I want to do it.
"Good judgment comes from experience. Experience comes from bad judgement." - Will Rogers
DW and I - FIREd at 50 (7/06), living off assets